Research On The Operations Of Heilongjiang Agricultural Machinery Insurance

To revitalize agriculture,we need to put on the wings of science and technology.When general secretary xi jinping inspects heilongjiang,gave important instruction to heilongjiang agriculture development.In recent years,China's scientific and technological innovation capacity has been constantly enhanced,the application field continues to expand.As the basic industry of China,agriculture has attracted much attention.With the continuous improvement of agricultural mechanization level,the quantity of agricultural machinery has been increasing year by year.While agricultural mechanization promotes the increase of agricultural production and income,improves labor productivity and reduces labor intensity,the accident rate of agricultural machinery is also very high,leading to the phenomenon that farmers return to poverty and even lose their wealth from time to time.Therefore,agricultural machinery risk management is urgent,agricultural machinery insurance is currently the most direct and effective way of agricultural machinery risk management,research and development of agricultural machinery insurance,to promote the healthy and sustainable development of agricultural machinery,accelerate the construction of a new socialist countryside is of great significance.In this paper,heilongjiang agricultural machinery insurance development as the research object,first of all,through the sorting and learning of agricultural machinery insurance data,the concept of agricultural machinery,agricultural machinery risk and agricultural machinery insurance and the theoretical basis of the research.Secondly,this paper introduces the farm machinery on the development of the insurance market in heilongjiang province and the status quo,from the aspects of agricultural machinery insurance underwriting,claims the heilongjiang province agricultural insurance development present situation,based on the key analysis of the existing problems and development of heilongjiang province agricultural machinery insurance,at the same time,analyzed the shaanxi,hebei,zhejiang agricultural insurance development pattern,to take its essence,to learn from good development mode.Finally,countermeasures are put forward on the development of heilongjiang agricultural insurance,proposed to explore the effective ways to solve the heilongjiang agricultural insurance mechanism,development and improvement of agricultural insurance,optimize the agricultural insurance mechanism,found a new model for heilongjiang province agricultural machinery insurance development,promote the agricultural development of heilongjiang province,also enhance the overall level of agricultural insurance and agricultural development in our country.