Research On The Back Office Operation And Maintenance Management Of The Open Banking Business Of Bank X Heilongjiang Branch

In recent years,technology-driven innovation in the field of financial services has been constantly emerging,and the concept of "financial technology" has gradually stepped into people's vision,and quickly become a hot product focused by global investors and entrepreneurs.The deep integration of information technology and financial services continues to break the existing financial boundary and change the operation mode of financial services,which is a profound change for the financial industry to adapt to the information age.The open banking business fully combines the current development trend of data sharing,responds to the call of vigorously developing financial technology,and opens a new chapter in the development of banking industry.This paper studies the background operation and maintenance management of the open banking business of Bank X Heilongjiang Branch,focusing on the three aspects of target customer expansion,business development and maintenance,and risk safety management and control.Combined with the actual situation,this paper summarizes the existing problems and puts forward solutions to provide a set of more scientific and effective back-end operation and maintenance management countermeasures for Bank X Heilongjiang Branch,so as to improve the enterprise competitiveness of Bank X and promote its efficient development.This paper first introduces the concept and function of open banking business,then points out the elements and objectives of back office operation and maintenance management,and explains the internal control management method of operation and maintenance management.Then,it summarizes the background operation and maintenance management of the open banking business of Bank X Heilongjiang branch from three aspects.After that,according to the problems exposed by its current situation,it analyzes the causes from different levels.Finally,combining with the actual development situation of Bank X Heilongjiang Branch and the relevant theoretical knowledge of internal control management methods,the paper puts forward countermeasures and suggestions.At the same time of Bank X Heilongjiang Branch vigorously developing the open banking business,the research on the back office operation and maintenance management can give full play to the advantages of Bank X's financial services,improve the promotion efficiency of the open banking business,and promote the horizontal competitiveness of Bank X.