A Case Study Of Supply Chain Finance Development Of Zhong Qi Yun Lian Under The Background Of Financial Science And Technology

In the process of economic downturn,the development of real economy faces many challenges,and the importance of supply chain finance is increasingly prominent.However,traditional supply chain finance has many problems: The high-quality credit of core enterprises has not been fully utilized and bears a large number of financial expenses;the credit level of small and medium-sized enterprises is low,which is difficult to solve the actual capital demand of enterprises.At the same time,the status of the industrial chain is weak,the credit sale is serious,and the capital turnover is difficult.Limited self owned funds,unable to meet the demand of continuous growth of financing scale,and the traditional credit mode unable to meet the requirements of core enterprises and supply chain are the pain points and difficulties of supply chain finance.In addition,the development tide of financial science and technology is sweeping across the country.Leading the industrial Internet with financial science and technology will play an important role in promoting its development.In this context,Zhong Qi Yun Lian,which is an industrial Internet sharing service platform providing supply chain financial services,came into being.This paper will take the Yun Lian of Chinese enterprises as an example to discuss the development mode of supply chain finance in China under the background of financial science and technology.At present,there are many researches on financial science and technology and supply chain finance,but few on the combination of financial science and technology and supply chain finance.On the basis of previous research results,this paper combines the background of financial science and technology with supply chain finance,and uses SWOT-PEST combination model and financial forecast method to analyze the case of Zhong Qi Yun Lian which is located in "financial science and technology + supply chain finance".This paper first summarizes the development process of China's supply chain finance,proposes the development mode of China's supply chain finance under the background of financial science and technology in the emerging stage,selects the Yun Lian of innovative enterprises as a case,analyzes the development advantages,disadvantages,opportunities and threats faced by the Yun Lian of China's enterprises with SWOT-PEST combination model,and analyzes and forecasts the operation effectof Yun Lian of China's enterprises,summarizes the favorable development of cloud chain of China's enterprises Finally,it provides suggestions for the development mode of supply chain finance under the background of Yun Lian finance technology,and provides reference for other supply chain enterprises under the background of financial technology,which has certain practical significance.