Research On Supply Chain Financing Of SMEs In Science And Technology Parks In Jiangsu Province

In 1951,United States established the first science and technology park in the world.With the popularity of this kinds of community,Great economic and social benefits have been achieved,which played an important role in the development of social,From downtown to country.Since the 1980 s,by taking advantage of the form of science and technology park,China established high-tech industries to promoted scientific and technological innovation actively,to facing the chance and challenges of new world order,which combined the worldwide revolution of technological and restructuring of industry.Taking high-tech development zones into example,the list of high-tech zones of the Ministry of Science and Technology of the People's Republic of China shows that the total number of China's national high-tech industrial development zones has reached 156,and that of Jiangsu's has reached 17.While In 2018,Jiangsu Province entered the high-tech zone directory a total of 39,including 18 national-level(Including 17 National Hi-tech Development Zones and Suzhou Industrial Parks).With the new number of 21,both indicators came first of the country.Though science and technology parks developed rapidly,problems should also take into consideration at the same time.Consider the fact that company in the science and technology parks are mainly SME instead of big enterprise,how to solve the challenges of SME financing is particularly critical,which are blocking the development of science and technology parks.So,this paper focuses on the challenges,introducing supply chain financing methods and exploring the SME supply chain financing methods in science and technology parks.Through the research,a theoretical basis for SMEs' supply chain financing in S&T parks is given.What's more,it can provide solutions for S&T parks to provide supply chain financing,and provide ideas for the in-depth development of China's science and technology parks.This article first elaborated the background of the writing of the article,combed relevant research both home and abroad,and elaborated the definition of the small and medium-sized enterprises,science and technology parks,and the supply chain financial ecosystem,and related theoretical contents.At the same time,it also incorporated the theory of financial ecosystems and information.Asymmetric theory,theory of self-reimbursed trade,and supply chain financing have been theoretically analyzed.Secondly,combining the status quo of scientific and technological parks in Jiangsu Province and the actualities of investment in and financing of SMEs and banks,the article analyzes the feasibility and advantages of implementing SME supply chain financing in the S&T parks in Jiangsu Province and the existing obstacles.At the four levels of the bank,the park put forward the countermeasures and suggestions for promoting science and technology parks to implement SME supply chain financing.Through the literature reading at home and abroad,scholars mostly study supply chain financing from the perspectives of companies and banks.Few scholars are concerned about the supply chain financing of science and technology parks.Therefore,this paper starts from the science and technology park to study the supply chain financing of small and medium-sized enterprises.An innovative point,at the same time,based on the theory of supply chain finance ecosystem and the characteristics of science and technology parks,the park will be introduced into the supply chain financial ecosystem,and the research on the supply chain finance ecosystem of science parks will be more targeted.