Government-bank Cooperation Promotes Research On Targeted Financial Poverty Alleviation

Poverty is a worldwide problem,and poverty control is a complex project.General secretary Xi Jinping once pointed out that it is the bottom line task to build a well-off society in an all-round way.Since the 18 th National Congress of the Communist Party of China,China has made remarkable achievements in steadily promoting poverty alleviation work in accordance with the top-level design of seeking truth from facts,adapting measures to local conditions and guiding by classification.Because of the complexity and difficulty of poverty alleviation,it is necessary to transform poverty alleviation to precision.The implementation of targeted poverty alleviation is the focus and innovation of the poverty alleviation work of the party and the state.Capital is one of the important factors affecting the poverty alleviation work,and the economic and social development cannot be separated from finance.As a financial institution of the bank,it is an important participant in the targeted poverty alleviation work in the new era,and has an unshirkable social responsibility.In promoting the practice of poverty alleviation,the government should give full play to its leading role,actively carry out the cooperation between the government and the bank,vigorously guide the financial poverty alleviation participants such as urban commercial banks to provide suitable modern financial products and financial services for the poor areas,jointly improve the rural financial laws and regulations,improve the rural financial credit environment,and jointly build and share The information platform for targeted poverty alleviation will form a joint effort of targeted poverty alleviation of government banking cooperative finance.In the historical context of building a well-off society in an all-round way in China,how to better carry out the cooperation between the government and the bank to promote financial targeted poverty alleviation will be the issue of this paper's in-depth study.This paper aims to promote targeted poverty alleviation through cooperation between government and banking,and takes public governance theory,anti-poverty theory and inclusive finance theory as theoretical basis,and comprehensively uses case analysis,literature analysis,comparative analysis and empirical analysis.This paper discusses the purpose,significance,contents,ideas,research methods,overall framework and innovation of the research on the promotion of financial targeted poverty alleviation by the cooperation between the government and the bank.Based on the definition of the relevant concepts of the cooperation between the government and the bank and the financial poverty alleviation,it explains and sorts out the public governance theory and inclusive financial service theory related to poverty alleviation.Then,the paper discusses in detail the practical exploration of the cooperation between the government and the bank in promoting the targeted poverty alleviation,including the implementation of the financial targeted poverty alleviation work,specific practices and achievements,and analyzes the practical difficulties of the cooperation,including the summary of various practical problems existing in the financial targeted poverty alleviation,and analyzes the underlying causes of the financial poverty alleviation problems Reason.On this basis,this paper puts forward some constructive suggestions and suggestions to promote the financial targeted poverty alleviation in the context of the new era,including the government led improvement of the external environment of the financial targeted poverty alleviation,the establishment of a long-term mechanism of the financial targeted poverty alleviation,the improvement of the rural financial targeted poverty alleviation system,the strengthening of the party's leadership,and the strengthening of financial risk prevention.Finally,the conclusion and Prospect of this paper are summarized..