Research On Training Program For Credit Officer Of Changchun Branch Of Bank Of Jilin

Chang Chun Branch of Bank of Ji Lin is affiliated to Jilin Bank Co.,Ltd.and has developed into the largest branch of deposits and loans among the 11 branches of Jilin Bank since its establishment in 2007.However,in recent years,Jilin Bank Changchun Branch has lost investment income and asset quality Waiting for the problem to gradually reveal.The main profit of the bank comes from interest income.However,there is a large part of the existing credit business that has the risk of delayed payment and future loan losses.Looking at improving the asset quality of the bank and the risk identification and prevention capabilities of the client manager is urgent.With the gradual development of Jilin Bank Changchun Branch,the scale of business has gradually become larger,the overall comprehensive quality of existing employees and the level of business skills can no longer meet the current low-cost,high efficiency,strict risk control of Jilin Bank Changchun Branch,and maintain the sustainable development of the bank The development strategy of strategic goals,training is currently the most effective means and method to improve the professional qualities and business skills of employees,and fully develop the potential of employees.The existing problems in the training of Jilin Bank Changchun Branch are the lack of demand analysis for target setting,imperfect system,incomplete scope,low employee participation,and low training conversion rate.Based on the development strategy of Jilin Bank Changchun Branch,this article analyzes the current status of the bank in the training process and adopts the method of internal trainers to determine the qualification criteria for employment.A systematic design of training programs for the characteristics of credit officers,from the analysis of credit officer training needs to the formulation of credit officer training plans,to the implementation of credit officer training,and finally to the evaluation of the effectiveness of credit officer training,to provide a Sample for reference.In the research and design process of the training program,analyze the working status of the credit staff of Jilin Bank Changchun Branch and the current professional qualities and business skills necessary for credit positions,understand the career development needs of employees,and combine the company's development strategy and current financial policies The environment and other relevant elements are used to design the training plan in an all-round way.The training plan adopts the Korscher's four-level evaluation model to accept the training effect and organize the feedback results of the evaluation to continuously improve the training plan.In order to ensure the implementation of the training program,the company's cultural guarantee,organizational guarantee and employee's career guarantee have been designed to promote the enthusiasm of staff training and make the training effect the best.A reasonable training program can improve the quality of credit personnel,thereby enhancing the corporate image,and can also increase the business skills of employees,improve risk control capabilities to reduce non-performing loan rates,improve corporate profitability,achieve sustainable development strategic goals,and enhance banks Core competitiveness.