Research On The Problems And Countermeasure Of Commercial Banks To Participate In Outsourcing Of Social Security Service Status

With the rapid expansion of social insurance insurance coverage,the problem of insufficient social insurance management service capacity has become increasingly prominent.Service outsourcing is a way for the market to allocate resources,and social security service outsourcing is the decisive role of the market in the social field.From the existing exploration,service outsourcing has involved the management of social security management services in many aspects.The model of using service outsourcing to enhance the capacity of social security services is mainly to make use of the professional advantages of commercial organizations and the advantages of existing resources,and establish the responsibility of government departments for policy formulation and operational supervision.The system of socialized management and service in which the business organization undertakes the specific business operation responsibilities.Social insurance service outsourcing is a specific form of public service outsourcing.Although there have been studies on public service outsourcing,there are not many studies on social insurance service outsourcing.Commercial banks from the comprehensive strength,assets scale,the number of outlets,service channels,business teams,business experience and other aspects of comprehensive consideration,is undoubtedly the best choice of social security service outsourcing.This paper first summarizes the relevant concepts and theoretical foundations of commercial banks participating in Social security service outsourcing,and then takes Xi'an as an example through questionnaires and statistics.This paper analyzes the current situation that the coverage,service level and service efficiency of commercial banks participating in Social security service outsourcing are still lacking.Finally,the paper analyzes the problems that commercial banks have encountered in Social security service outsourcing in recent years,such as the limitations of commercial banks and the problems and challenges that the "Internet Plus" era brings to commercial banks 'participation in Social Security outsourcing services.From the point of view of the commercial banks participating in the outsourcing of social security services,we fully understand the development of social security service outsourcing in China and combine the specific situation of Xi'an Commercial Bank participating in the outsourcing of social security services.This paper puts forward countermeasures and suggestions from the aspects of improving bank withholding and withholding information management and service platform construction,and strengthening cooperation with “Internet +”.