Financing Difficulties And Countermeasures Of Small And Micro Technology Enterprises In Shanxi Province

Shanxi Province is at an important stage of economic structural transformation.The transformation of small and micro enterprises is also an important part of economic transformation.Among these companies,technology-based small and micro enterprises have the best development prospects.In recent years,Shanxi government departments have carried out many studies and formulated various plans at the same time,hoping to further promote the financing of small and micro technology enterprises.Due to the small-scale,small-scale,small-scale,high-tech enterprises in Shanxi Province,the problemsof small-scale enterprises,unregulated business management,and imperfect financial systems make it difficult for many enterprises to find suitable financing channels,which severely hinders their development.The financing problem of small and micro enterprises of science and technology has become an urgent problem in the transformation and development of Shanxi Province.This article takes Shanxi Province's science and technology small and micro enterprises as the research object.Based on a review of domestic and foreign science and technology small and micro enterprises financing theory,through questionnaire surveys and field visits,we have fully understood the technology of small and micro enterprises in Shanxi Province.Financing status,Through analysis,we know that Shanxi Micro Technology Company has great problems in financing,which costs more and adopts fewer methods.Aiming at the problems faced by small and micro enterprises of science and technology,from the perspective of financial institutions such as enterprises,governments,and banks,this article analyzes the reasons that cause companies to face financing difficulties due to their low levelofbusiness management,poor government policy implementation,and banks and other financial institutions.Homogeneous financial products.On the basis of the above,we have worked out a feasible plan for this type of enterprise's financing problems.The details are as follows: the company must strengthen its own capabilities and improve and perfect the financing system;The political department needs to provide a good financing environment and give the greatest support in policy.Banks and other departments cannot continue to use traditional products and models.Only by implementing the above points can the company have a positive impact on financing.