Study On The Development Of Corn Price Fluctuations And The Price Of Insurance In China

As the first crop in planting area in China,maize occupies a very important position in crop structure.The fluctuation of its price has a far-reaching impact on the income of farmers.Since the abolition of the near-harvest and storage policy for Maize in 2016,China has begun to implement the policy of market-oriented acquisition plus subsidies,gradually liberalizing policy intervention on Maize prices,so that the income of the majority of maize growers is directly affected by market changes.In this context,Dalian Commodity Exchange gradually began to pilot the "insurance + futures" model,with corn project as the main body,insurance companies and futures companies use their respective advantages to jointly manage the price risk of agricultural products.By 2019,the pilot development of agricultural product price insurance in the field of maize has lasted for more than four years,many of which have been successfully explored,but due to the complexity of the maize industry,there are also shortcomings and difficulties.Therefore,this paper is committed to the fluctuation of corn prices and the development of price insurance pilot analysis,hoping to put forward suggestions to improve corn price insurance,help corn growers stable income.On the basis of understanding the current situation of production,consumption and import and export of domestic maize market,this paper finds that the relationship between supply and demand of maize is gradually transforming from loose supply to balanced supply.Further analysis of the characteristics of price fluctuation of maize shows that price fluctuation has seasonal and regional differences,which leads to the necessity and feasibility of developing price insurance.Then,through the first single jade of our country,the paper analyses the characteristics of price fluctuation of maize.The implementation of rice price insurance cases and the operation of innovative modes such as "insurance + futures + bank" and "insurance + futures + poverty alleviation" appeared in the pilot projects were analyzed,and the problems faced by the current pilot projects such as high operating costs and complex product design were analyzed.On this basis,the development of corn price was put forward,such as strengthening the promotion of corn options,deepening the information sharing of long-term insurance,paying attention to catastrophe risk prevention and control.Policy recommendations for insurance.