A Research On Financial Support Issues Of Family Farms In Xiangyin County

Since 2013,family farms have developed rapidly and achieved good results.However,the development of rural financial institutions is lagging behind,and financial support can not meet the financing needs of family farms.There are many problems.In order to study the financial support of family farms,this paper first reviews the related research on family farms and financial support at home and abroad,explains and defines the related concepts of family farms and financial support,and defines the type and scale of family farms,as well as elaborated on the concept of financial support.In light of the theoretical basis,the theory of agricultural credit subsidy and rural financial market theory are determined as the basis of the loan method,the financial exclusion theory as the basis for financial support,and financial resource theory as well as financial function theory as the basis for the function of financial support.On this basis,the research on the family farm in Xiangyin County was carried out.First,the basic condition of the family farms in Xiangyin County is introduced.Then,from the aspects of financial support and financial support satisfaction evaluation,the financial support status of family farms in Xiangyin County is explained.The financial support of family farms in Xiangyin County is mainly divided into commercial bank loans,policy loans and loans to small loan companies.Then,from the aspects of financial support and financial support satisfaction evaluation,the financial support status of family farms in Xiangyin County is explained.In the empirical research on the factors affecting financial support,it is found that the annual cost of family farms and family farm management area have a positive impact on the financial support of family farms.The higher the annual cost of family farms,the greater the scale of family farms,the higher the probability of obtaining financial support.After the empirical analysis,the case study was used.The case of the family farm in Xiangyin County reflected the impact of financial support on family farms,and the problems and implications of financial support for family farms.Next,the paper summarizes the financial environment and financial services problems of the financial support of family farms in Xiangyin County.By conclusion,it puts forward the countermeasures and suggestions for financial support to promote the development of family farms: first,the government is suggested to accelerate reforms and improves system and mechanism;second,the cooperation model ought to be innovates between family farms and financial institutions;third,channels should be broadened to develop industrial chain credit;fourth,rural financial organizations system should be improved.