Research On Middle Business Development Strategy Of China Agricultural Bank's HD Branch

In recent years,with the further implementation of interest rate liberalization,the deposit and loan spreads of commercial Banks have been narrowed,and traditional interest rate differentials have not been able to meet the development of China's commercial Banks.At the same time,because of the rapid development of Internet financial,customers come into contact with more financial products,to the needs of the business of commercial Banks are also more diversified,the traditional loan business also is unable to satisfy customer's growing business needs,therefore,strengthen the development of intermediate business of commercial bank is the trend of The Times.The intermediary business of commercial Banks in China started late,and before the commercial bank interest income can bring huge profits,lead to the development of intermediary business has been slow,many problems exist in the process of development.The agricultural bank of China,HD branch,has the largest market share among the four local Banks,and its intermediate business income is also at the forefront of the region.In this paper,the development of the HD branch of agricultural bank of China as the starting point,based on the analysis of existing problems in the process of business development,in order to against the problems put forward feasible Suggestions for improvement,and tries to make people of the present status of the intermediary business of commercial Banks and the development trend of the future,have a clear cognition.