Analysis Of The Factors Affecting The Scale Farmers' Purchase Response To The Hog Price Index Insurance

The Nineteenth National Congress proposed the implementation of major strategies for the implementation of the strategy for the promotion of rural development.The Central Document No.1 in 2018 put forward the goal of "20 3 5,basic realization of agricultural and rural modernization".As one of the main carriers of the modernization of agricultural and rural development,the new type of agricultural management entities cannot develop without the strong support of agricultural insurance.The new types of agricultural management entities have the characteristics of moderate-scale specialized production,intensive production,scientific level of production management,and a high degree of marketization of commodities.These characteristics determine that the price risk is the main risk of the new agricultural business entity compared to the natural risk,and this price risk is even greater in the aquaculture industry.Therefore,the national government needs to provide protection for its price risk.In 2014,the Central Document No.1 put forward the relevant opinions on "exploring pig price index insurance".The live pig price index insurance uses the target live pig price or pig-to-grain ratio as the subject-matter insured.When the live pig price or the pig-to-grain ratio is lower than the agreed price or the pig-to-grain ratio,compensation will be made to protect the income of the farmers.It is China's lack of live pig futures market and orders.In the context of the decentralized means of dividing the agricultural divide,it is an important form of helping scale farmers to resist price risk.However,in addition to the products provided by the insurance companies,the insurance market for hog price index insurance also needs a certain amount of farmers'demand,so that the hog price index insurance market can continue to develop.Therefore,the demand of farmers for insurance is particularly important,and the needs of farmers mainly manifest their willingness to make insurance decisions,so this paper selects farmers'decision-making response as the main research target.Hog price index insurance is one of the earliest national agricultural product price indices.It has been in Jiangsu for five years and has accumulated a wealth of experience.Therefore,this article selects the live pig price index insurance in the pilot areas of Jiangsu Province as the research object of this paper to study the response of the scale farmers to the live pig price index insurance.The main contents of this paper include the following aspects:first,it puts forward the research background and significance of the pig price index insurance,introduces relevant concepts and theoretical bases involved in this article,and combs the research of scholars at home and abroad,chooses the Jiangsu pig price index insurance as the research object,and then uses it as the research object.The empirical model is used to analyze the main factors that affect the response of the farmers to buy the hog price index insurance,and verify the influence degree of different factors on the response of the farmers' purchase of insurance policy.Finally,according to the results of the empirical study,it provides a reference for the pig price index insurance.The main conclusions of this paper are as follows:(1)The decision-responsive willingness of large-scale farmers to purchase live pig price index insurance is higher,and the decision-making response willingness of four types of scale farmers is smaller.(2)The operating characteristics of the scale farmers have a significant impact on the insurance decision-making response to purchasing the live pig price index.(3)The scale-cultivation households had significant influence on the decision-response status of the live pig price index insurance cognition feature.(4)The government policy supports a positive and relevant influence on the decision-making response of scale farmers.The policy recommendations based on the conclusions are:(1)Accelerate the development of the live pig futures market and promote innovation in the live pig price index insurance.(2)Improve the insurance coverage of the live pig price index and develop insurance support services.(3)Based on the propaganda and training work,raise farmers' risk awareness and insurance awareness.(4)Establishing flexible subsidy system to improve the decision making willingness of large scale farmers...