Research On Debt Financing Mode In Supply Chain Enterprise Cluster

In recent years,people always focus on the problem of difficulty and expensive financing for medium,small and micro enterprise.Many supply chain financing products and policies on the market do not touch the essence of the problem,and it is difficult to fundamentally eliminate the difficulties faced by enterprises.This paper elaborates the difficulties and breakout process of the C Group in supply chain financing,analyzes various debt financing modes under supply chain enterprise cluster and carries out research combined with the economic theoretical logic contained in it.Firstly,from the pricing principle of financing products,this paper constructs the supply chain financing pricing model and explores the internal seasons for the high and difficult financing of small and micro enterprises.Due to the lack of credit of SMEs and the fact that they are usually in the outermost layer of the enterprise cluster in the supply chain,the cross-level communication of credit of core enterprises leads to financing difficulties.As the supply chain is transferred from the inside to the outside,the benefit of the core enterprise is gradually weakened,and the risk cost of the enterprise and the non-capital operation cost are superimposed,and the financing cost is increased,resulting in the high financing cost of small,medium and micro enterprises.Secondly,it provides a theoretical basis for the internal benefit distribution of financing activities in the enterprise cluster by ensuring the principle of maximizing the overall benefits of the supply chain enterprise cluster through the demonstration of the pricing model of financing products provided by the core enterprises in the supply chain enterprise cluster.Finally,by analyzing about the success of the C group financing model,to emphasize the economic theory of product design and interconnected financial technology application,only the reasonable arrangement of external financial institutions,core enterprise,capital demanders at all levels in the supply chain financing interest relationship,build a stable,mutually beneficial and win-win financing structure,realize the maximization of the benefit of enterprise cluster supply chain to solve from the source of micro,small and medium enterprises financing difficulties,financing your problem.Based on practice,this paper conducts a practical study on supply chain financing,hoping to provide business reference for the core enterprises in other supply chain enterprise clusters,and at the same time provides suggestions for the development of financing and rescue strategies for small,medium and micro enterprises.