| As an emerging thing,bicycle sharing,especially as an Internet rental service,is still blank in the field of legal regulation.However,with the rapid development of this sharing model of Internet rental services,various infringement phenomena that need to be regulated by law have emerged.Illegal behavior.And insurance is undoubtedly a good way to diversify these potential risks and reduce possible losses in the future.The bike-sharing industry is undergoing a shift in the path of high-quality,gradual development.With the reshuffle of the shared bicycle market,the surviving shared bicycle brands have learned the lessons left by the eliminated companies,and always maintain a sense of crisis,spurring shared bicycle operating companies to improve their operations and transform them into users’ enjoyment of rental services..The outbreak of the new crown epidemic and the normalization of the epidemic have provoked a new round of changes in people’s travel patterns.It is also an important turning point in the recovery of the shared bicycle market.After a period of silence,shared bicycles have reappeared in large numbers for the new crown epidemic.Personal safe travel during the period provides a convenient and safe travel mode,which effectively reduces the possibility of cross-infection caused by collective travel methods such as public transportation.Shared bicycles are essentially non-motorized vehicles.my country’s Road Traffic Safety Law stipulates that motor vehicles must purchase compulsory traffic insurance.There is no insurance policy for non-motorized vehicles,especially bicycles.However,in real life,shared bicycle riding has frequent infringement accidents.Occurred,there was a dispute over the liability determination and compensation of shared bicycles in infringement accidents,and at the same time the need for shared bicycle insurance was born.However,in the insurance industry,the types of shared bicycle insurance are single,the liability is unclear,and the scope of insurance compensation and the amount of compensation are not comprehensive.It is difficult to meet the needs of today.Therefore,it is necessary to systematically analyze and follow up on shared bicycle insurance.This article determines the structure of the article on the basis of comprehensive analysis of documents and cases.The first part is the introduction.It expounds the research background,research purpose,and the theoretical and practical significance of the legal regulation of shared bicycle insurance.It briefly sorts out the relevant domestic and foreign research on shared bicycle insurance and puts forward the research content of this paper.The second part explains the related concepts and related theories of shared bicycle insurance,starting from the related concepts of shared bicycles,distinguishing from the concept of shared bicycles,and exploring the insurance history from the development of shared bicycles.The author also starts with the risks faced by consumers and shared bicycle operating companies in the operation of shared bicycles to explore the insurance needs of shared bicycles.The third part is the research on the status quo of the legal regulation of shared bicycle insurance.From the legislative,judicial,and entry points,the research and analysis concluded that the fourth part of the shared bicycle insurance has the problems of lack of legislation and judicial relief.At the same time,it explores the factors of the problems.The fifth part is the reference and enlightenment of foreign experience.The development of shared bicycles and insurance systems in the country is more complete than those in foreign countries.Even so,foreign countries can provide insurance for shared bicycles in my country due to the long history of public bicycle development,the improvement of Internet insurance laws and regulations,and the advanced legislation of online car-hailing insurance.The legal regulations of the People’s Republic of China provide valuable experience and inspiration.The sixth part mainly puts forward some practical suggestions for the problems of the fourth sector.From the four perspectives of improving the relevant laws and regulations of shared bicycle insurance,strengthening the judicial relief mechanism of shared bicycle insurance,strengthening the supervision of shared bicycle insurance,and improving the supporting system of shared bicycles.The last part summarizes the full text and explains the research ideas,research content and views on the future development direction of shared bicycles.The author aims to put forward some practical suggestions on the legal regulation of shared bicycle insurance through the concept and theoretical interpretation of shared bicycle related concepts and theories,the needs of shared bicycle operation insurance and the current status of existing legal regulations,so as to realize the long-term good operation of shared bicycles,facilitate life,and green travel.,Safe travel. |