Research On The Prevention And Control Of Financial And Financial Risks Of College Students In Fujian

With the development of China’s economy and financial industry,the concept of financial wealth management has become popular.At the same time,the enthusiasm of college students to participate in financial wealth management has risen rapidly and has developed rapidly.Their financial management behavior and risk prevention and control of financial management are becoming more and more widely concerned by all sectors of society.So what is the current status of financial management of contemporary college students,what factors are affected by financial management behavior,what are the characteristics of financial management behavior,what are the risks of financial management behavior,how can college students avoid it? This article takes these issues as the starting point,analyzes and studies related issues.This article adheres to the guidance of Marxist theory,uses the relevant principles of management,and combines the actual situation of Fujian colleges and universities to conduct a more in-depth discussion on the status of financial management of college students and their risk prevention and control.Structurally,the paper can be divided into the following six parts.The introduction,analyzes the background of college students ’participation in financial management,and briefly elaborates the current research situation of college students’ financial management.The first chapter briefly describes the background,initial form,development process,connotation and extension of the related terms of financial management,and then defines the financial management of college students,and finally summarizes and evaluates the relevant theoretical basis of financial management of college students.The second chapter is based on the questionnaire survey of MN Academy.First of all,it focuses on the analysis of the main direction and individual factors of college students ’financial management on college students’ financial management.Secondly.According to the interview results of students and the subjective and objective influencing factors of college students ’financial management,the characteristics of college students’ financial management are analyzed.Furthermore,it introduces the financial risk awareness of college students and analyzes the current status of financial risk prevention and control for college students in Fujian.Finally,according to the in-depth analysis of the internal and external influencing factors of the current financial risk prevention and control status,it is found that the internal influencing factors are mainly college students’ personal time,experience,capital and knowledge level,and the external influencing factors are mainly school education environment,family education environment and society Three aspects of the environment.The third chapter mainly introduces the experience of financial risk prevention and control of college students in Fujian colleges and universities,and analyzes the deficiencies and problems of these risk prevention and control measures,and then summarizes the experience and enlightenment that Fujian colleges and universities should learn from.Chapter 4 combines the characteristics of college students’ financial wealth management risks and the deficiencies of financial wealth prevention and control measures,and proposes to strengthen the education and guidance of financial risk prevention and control knowledge in schools,attach importance to the prevention and control of college students’ financial wealth management risks,and enhance the prevention and control of college students’ own financial wealth management risks.Ability to improve the specific countermeasures and suggestions for the prevention and control of financial risk of college students.Conclusions and research prospects are an analysis and summary of the MN College ’s financial management questionnaire survey,and point out the lack of research and follow-up research directions.In short,this article takes college students from MN College as the main research sample,analyzes and elaborates the questionnaire statistics and interview results,combines with other universities in Fujian to analyze the prevention and control measures of college students ’financial and financial risks,and based on relevant theories and research of public management,This paper analyzes and combs the prevention and control of financial management risks of college students in other universities in Fujian,and puts forward some countermeasures and suggestions for improving the prevention and control of financial management risks of college students.Of course,due to the relatively short period of time for financial management of college students,the occurrence and impact of various risks and the impact of the prevention and control measures against risks on China’s finance may not be fully revealed,and the lack of long-term accurate data provides a basis,leading to research There are deficiencies,which need to be deepened in the future with the development of practice and the growth of my experience.