Research On Credit Financing Mode Innovation Of Small And Medium-sized Sports Enterprises In China Based On Block Chain Technology

Through literature review,PCMR model and logic analysis,this paper analyzes the current situation,characteristics,application and development of chain operation.Traditional banks,enterprise asset mortgage,inter-bank trust and data assets make small and medium-sized sports enterprises lack confidence in their development and can not obtain loans from banks,but bank loans are part of the technology chain.It can prevent moral hazard by reducing information asymmetry.This paper first describes the definition of small and medium-sized sports enterprises,financing status,cluster technology,cluster technology,cluster chain technology in the application of small and medium-sized sports enterprises,small and medium-sized enterprises credit difficulties and actual financing needs hinder the technology chain of small and medium-sized enterprises.This paper analyzes whether the mass technology chain is suitable for the mass sports activities of small and medium-sized enterprises,and analyzes the application characteristics of cluster technology chain in the PCMR model of credit business,points out the important role of cluster technology chain in the credit development of small and medium-sized enterprises,such as improving the credit level and credit risk of small and medium-sized enterprises,and puts forward the corresponding countermeasures.This paper takes SME cluster credit chain as an example,including non guaranteed loans,cluster credit chain,network financing,cloud computing,and mobile real estate financing platform.The author believes that the application of cluster technology in SME credit cooperation can be applied to different types of enterprises,such as sixth,strengthening cluster credit financing mode,establishing financing management technology framework and determining financing objects With the development of science and technology industry chain and the demand of small and medium-sized sports enterprises,this paper analyzes the challenges faced by the application of mass sports,and points out the problems existing in mass sports and the necessity of implementing mass sports industry chain.The operation of small and medium-sized sports enterprises is to continuously improve the technology and credit of mass chain operation At the same time,we should supervise the post loan funds of small and medium-sized sports enterprises and guard against risksThe innovation of this paper is to introduce a new generation of information technology,combined with the actual situation of credit financing of small and medium-sized sports enterprises in China,analyze the actual demand of the financing mode of enterprises for small and medium-sized sports enterprises,provide reference for further innovation and development,develop credit financing of small and medium-sized sports enterprises,and improve the transparency,reliability,tamper proof and tracking of credit of small and medium-sized sports enterprises in cluster technology chain Traceability and rotation can be divided into two partsFrom the perspective of enterprises,firstly,provide safe and effective credit support for enterprises;secondly,improve the enthusiasm of enterprise credit transfer;thirdly,increase the enterprise credit risk premium;reduce the risk and cost of enterprise credit evaluation;thirdly,increase the enterprise credit risk premium;reduce the risk.