Research On Intellectual Property Pledge Financing Strategy Of Guizhou WK Technology Company

Intellectual property rights are one of the most important resources in the era of knowledge economy,which has been paid more and more attention by governments and enterprises.Among them,the development of intellectual property rights as the core of small and technological micro-enterprises have gradually grown into China’s economic development and transformation of an important force,for the community to provide a wider channel of employment,and promote more new industries to flourish.However,the reality is that small and technological micro-enterprises have small assets of their own,lack of fixed assets,often difficult to obtain financial support through traditional financing methods.Therefore,innovative intellectual property pledge financing can not only solve the financing difficulties of China’s science and technology-based micro-enterprises,but also help to open up the financing channels of science and technology-based micro-enterprises,and promote the high-quality development of China’s economy.This paper selects Guizhou WK Technology Company as the research object,and uses knowledge economy theory and information asymmetry theory as theoretical support to establish a "financing dilemma-cause analysis-financing model selection-financing plan design" as the main line of intellectual property pledge financing Strategic research framework.First,the related concepts of intellectual property pledge financing,the theory of knowledge economy and the theory of information asymmetry are explained separately.Secondly,it introduces the general situation of Guizhou WK Technology Company;through interviews and field investigations,summarizes the financing difficulties faced by Guizhou WK Technology Company,and analyzes the reasons for the financing difficulties from four aspects of enterprise,policy,financial system and intellectual property.Third,based on the intellectual property financing willingness and financing needs of Guizhou WK Technology Company,compare the current available intellectual property financing models,analyze the channel factors,process factors and policy factors that affect intellectual property financing,and comprehensively select the intellectual property pledge loan.Mode for financing.Finally,from the four aspects of financing purposes and channels,financing amount and duration,pledged asset portfolio financing,and credit enhancement,design an intellectual property pledge financing plan that is in line with the future development of Guizhou WK Technology Company.At the same time,in order to ensure the smooth implementation of the financing plan,it proposes to strengthen internal corporate daily management,continuous research and development of core technologies,and strengthen financing risk control safeguard measures;externally establish a bank-enterprise information interaction mechanism,develop relationship banks,and strive for policy support and subsidies.safety measures.The intellectual property pledge financing plan designed in this paper based on the specific situation of Guizhou WK Technology Company can not only activate the company’s intellectual property asset value,weaken the financing risks caused by information asymmetry,but also make the company no longer trapped in traditional financing methods.The lack of fixed asset collateral in the factors,can rely on its own innovation results to open up external financing channels and ease funding difficulties.