Research On The Administrative Supervision Of Private Financing Of Small And Medium-sized Enterprises In My Country

Small and medium-sized enterprises,as the main participants of private financing,have the role of both the benefit recipients and the risk bearers.Once there is an uncontrollable risk outbreak situation,it may bring a devastating blow to the enterprises.Based on the geographical characteristics of private financing,the role of local government in the supervision of private financial order is obvious.Due to the lack of central unified legislation in the regulation of Non-governmental Finance in China,the legal status of non-governmental finance is not clear,the legal basis for its administrative supervision is weak,the regulatory authority boundary is not clear,the regulatory mode is not good,and the regulatory body performs the regulatory function excessively formalized.Especially for the behavior of private financing of small and medium-sized enterprises,it is easy to appear or "indulge" or "crack down" two extreme supervision situations,which causes the private financing activities of small and medium-sized enterprises to be in the "gray area" of financial supervision for a long time,resulting in a vicious circle of "no matter what is disorderly,one management is dead".Private finance can not really become a beneficial supplement to formal finance,so it can not be healthy Under the environment of health,we will play a role in promoting the development of small and medium-sized enterprises.Therefore,it is necessary to define the legal status of private finance,change the way of administrative supervision,divide clear rights and responsibilities,and establish a coordination mechanism of supervision,so as to realize the effective supervision of local government on private finance,so as to better serve the growth of SMEs.This article is divided into six parts for discussion: The first part is an introduction,which mainly summarizes the research background and significance of the article,the research status at home and abroad,as well as research methods,innovations and shortcomings;the second part is related to private financing of SMEsConcept definition and theoretical basis,including the definition of the three concepts of small and medium-sized enterprises,private financing and administrative supervision,as well as the interpretation of market failure theory and financial constraint theory;the third part is the status of private financing of small and medium-sized enterprises and the analysis of the value of administrative supervision,Analyzed the status quo,legal risks and the value of administrative supervision of SME private financing;the fourth part is the analysis of the status and problems of SME private financing administrative supervision,mainly elaborating the legislation,supervision methods,and regulatory bodies of SME private financing administrative supervision The status quo and problems with rights and responsibilities lay the foundation for the article to propose corresponding perfect countermeasures;the fifth part is the countermeasures to improve the administrative supervision of private financing of SMEs,that is,to take measures from the principles of administrative supervision,legislation and enforcement to improve SMEs The lack of administrative supervision of private financing has promoted the sunshine,standardization and legalization of private financing.The sixth part is the conclusion.As a summary of this article and the outlook for the future,it is expected that private finance can obtain a legal status and better serve the development of SMEs under the legal regulation and supervision.