Study On The Legal Protection Of Financial Consumers' Information Right

With the development of information technology in the financial industry,the value of information has become increasingly prominent,whether enough information is seen as the key to economic competition can win.The rise of Internet finance,the trend of financial mixed operation makes the flow of financial information,sharing can not be avoided,at the same time also exacerbated the risk of improper disclosure of information.The consumption of the financial sector is different from the daily consumption,the former has a large uncertainty and risk,the weak financial consumers face a relatively strong financial institutions,it is necessary to special protection to protect their legitimate rights and interests.Financial consumer information rights as an absolute right,with legal,while both personality and property rights of property,and privacy there is a significant difference.This right can enhance the ability of consumers to take the initiative to control and dispose of their own information,help to improve the consumer's sense of active self-protection.At present,China's widespread infringement of financial information rights and interests of the situation,there are many problems in the protection of practice.By examining the protection of the information rights of financial consumers outside the domain,we need to learn from the advanced protection concepts and practices,and take into account the reality of our country,from the legal system design,improve the regulatory system,the smooth flow of relief channels to achieve the effective protection of financial consumer information rights.