| The development of science and technology-based SMEs has always been of great concern,especially in the 14th Five-Year Plan period,the country further emphasizes high-quality development,and the status of science and technology-based SMEs speaks for itself.With a series of favorable policies launched by the state,technology-based SMEs have again taken the center stage.They not only create a large number of jobs for the society,but also provide a platform for talents to show their talents,promote the innovation of science and technology and stabilize the growth of the economy.In the process of development,technology-based SMEs are influenced by the characteristics of high risk and high return and fast development,which determines that there are many problems in their financing,and the financing methods cannot be compared with traditional enterprises.In this paper,the research object is S company,a technology-based SME,and an in-depth research and analysis is conducted on the financing problems faced by S company in the process of development.It analyzes the development plan of the enterprise and the problems existing in the current development process,analyzes the current financing methods and financing structure characteristics of the enterprise in combination with the enterprise’s own situation and macro environment,analyzes the current financing problems of the enterprise,and puts forward relevant suggestions for this.It provides some ideas for the solution of financing problems of science and technology-based SMEs,enhances the possibility of financing for such enterprises and promotes the healthy development of science and technology-based SMEs in China.Firstly,the article defines the concept of technology-based SMEs,and reviews and synthesizes the relevant theories.It gives the research a scope framework and theoretical basis.Secondly,through the analysis of the basic situation of S company,the current situation of financing,the company strategy and external environment,combined with the interview of relevant personnel to derive the problems of the company’s financing business.Again,through the above analysis,specific internal and external reasons for the problems in Company S’s financing are found.Finally,various countermeasures proposed to solve the financing problems of Company S are proposed.The study of the financing problems of Company S in this paper hopes to help the company raise the necessary funds for its development while providing ideas that can be used as reference for the problems that China’s technology-based SMEs may encounter in their future development. |