Analysis Of The Causes Of A Company’s Financing Difficulties And Countermeasures

The development of China’s economic level shows a trend of rapid growth,and the impact of small and medium-sized enterprises on China’s comprehensive level is also growing.On the one hand,many small and medium-sized enterprises have made contributions to the development of the whole society by improving the employment level of our country.On the other hand,small and medium-sized enterprises have made continuous progress,improved people’s livelihood and provided the foundation for the sustainable development of our country.With the continuous evolution of society,small and medium-sized enterprises have continued to develop.Their main nature lies in their scientific level,but because small and medium-sized enterprises are still at the same time It has some shortcomings,such as small scale and lack of funds.Its problems in terms of funds are one of the problems worthy of our discussion.At present,small and medium-sized enterprises have played a great innovative role in the progress of science and technology in China,at the same time,they have alleviated the severe employment situation in China;they have lowered the threshold for the development of science and technology,which plays a great role in both the country and the society.In the process of the development of small and medium-sized enterprises,financing,as a key issue,has been one of the main obstacles to its development.This thesis expounds the financing difficulties of the development of small and medium-sized enterprises by means of literature and research,focusing on the relationship between the development of small and medium-sized enterprises and capital;the reasons for the difficulty of financing and narrow financing channels of enterprises,including the large environmental impact,the small scale of their own,the difficulty of bank lending,the difficulty of financing for small and medium-sized enterprises,the narrow financing channels,and the internal finance of small and medium-sized enterprises Business chaos,old model,enterprise financial management,lack of financing talents and so on.Furthermore,it further analyzes the deep-seated reasons for the financing difficulties of the existing small and medium-sized enterprises from the aspects of government,enterprises and financial institutions,and puts forward that the small and medium-sized enterprises should establish a good bank enterprise relationship,strengthen their internal financial management and technological innovation,establish a sound talent training mechanism,reasonably introduce financing talents,and the government should strengthen the financing development policies for the small and medium-sized enterprises Support and other targeted small and medium-sized enterprises to solve the financing problem.