Analysis On Legislation Perfrctoin Of Social Credit Service Industry

The development of social credit service industry is an important component of the construction of China’s social credit system,which plays an increasingly obvious role in the whole process of economic and social development.However,its related legislation is lagging behind and cannot meet the actual needs of the development of credit service industry.In this context,it is necessary to formulate and perfect the legislation of the social credit service industry to systematize the legal system of the credit service industry and create a cultural atmosphere of social credit,so as to develop and strengthen the social credit service industry and realize the rule of law of social credit governance.Therefore,at the present stage,we should find out the main defects of current legislation on the premise of clarifying the basic spirit,value objectives and fundamental principles of social credit service industry legislation,so as to speed up the improvement of social credit service industry legislation.Through the empirical analysis of the current our country social credit service industry legislation,can be found that the current social credit service industry in China mainly exist in legislation of legislative value degree is not enough,"fragmentation" legislation phenomenon is serious,heavy industry incentive regulation,light industry protection and open credit information sharing credit information imbalance,principled strong operability weak issues such as law.There are four main reasons: first,China’s social credit service industry is in the initial stage of development;Second,the level of social credit consciousness in China is low and the credit cultural atmosphere is weak.Third,deviation exists in the legislative model and value target of social credit service industry;Fourth,the legislation technology is crude,the legal responsibility setting is fictitious.Based on the analysis of the causes of the problems,and combined with the enlightenment and reference of relevant overseas experience,it can be seen that the current legislation of China’s social credit service industry should retain the current advances and improve the shortcomings under the premise of adhering to its basic spirit and value objectives.A systematic,scientific and complete legislative system and a good legal atmosphere of social credit escort the healthy development and orderly operation of social credit service industry.To be specific,it is necessary to optimize and improve the legislation of social credit service industry from the following aspects: First,attach great importance to the construction of a systematic legal system;Second,strengthen the supervision and regulation of social credit service industry;Third,improve the incentive measures for the development of social credit service industry;Fourth,correct value deviation,balance the relationship between credit information protection and open sharing;Fifth,improve legislation technology,perfect the setting of legal responsibility;Sixth,strengthen the construction of legal culture of credit,cultivate social legal consciousness of credit.