Research On The Dilemmas And Countermeasures Of County Financial Supervision From The Perspective Of Financial Security

The financial industry provides important financial support for economic development,plays a role in guiding resource allocation,and is an important means to solve the "three rural" problems in counties and promote rural revitalization.The financial industry plays a boosting role in economic development,but it also has its risks and fragility.Lessons from financial crises and internet financial risks remind us that the financial industry needs government intervention to strengthen regulation and cannot rely solely on market self-discipline management.However,factors such as product nesting,mixed operation,and non-standard internal management in the financial industry have led to the accumulation of financial risks,and the county-level financial ecosystem has shown an inversion of risk accumulation and weakened supervision.There are problems in the county-level financial supervision system,such as a lack of regulatory entities,insufficient ability of regulatory agencies to fulfill their duties,single regulatory means,and poor communication of departmental information.Information communication between relevant regulatory departments is also poor.The county-level financial supervision system has exposed areas that are not suitable for the innovative development of the financial industry in terms of regulatory entities,regulatory basis,and regulatory methods.In terms of economic development and financial security and stability,The reform of county-level financial supervision is necessary.According to the research ideas of raising problems,current research,case analysis,cause analysis,and countermeasures,this paper studies the dilemma of county financial supervision by using the theory of coordination and contingency theory,combining the current situation of financial supervision in X City,relevant statistical data,and legal system,through the relevant literature research on county financial supervision,financial supervision system,and so on.Based on the analysis of the historical evolution and current situation of the financial supervision system in X City,this paper summarizes the deficiencies in the supervision subject,legal basis,supervision ability,coordination mechanism and other aspects of the county financial supervision system,analyzes the causes of related problems in depth,and combines the ideas of contingency theory and coordination theory with the domestic financial supervision environment by drawing on the experience of local financial supervision in developed countries,Propose countermeasures and suggestions to address the difficulties of county-level financial supervision from aspects such as improving local financial supervision laws,enhancing the independence of financial supervision,establishing and improving local financial supervision coordination mechanisms,and enhancing professional financial supervision capabilities.