Case Study Of YX Project Assembled Funds Trust Plan

China is currently in a new stage of transformation from high-speed development to high-quality development,which means that there will be new task requirements as well as new adjustments at the policy level under the new historical stage.For the real estate industry,the relevant departments have put forward targeted regulation and control policies.In this context,the regulatory authorities have once again emphasized that banks are required to reduce the proportion of their capital flows to the real estate market,a move that will make it more difficult for real estate companies to raise capital,and real estate companies are beginning to turn to other financial institutions for diversified financing.When providing financing to real estate companies,trust companies will certainly fully research the market,design corresponding trust plans and adopt targeted risk control measures according to the background of the project industry,the market environment in which it is located and the value of the project,and finally be reviewed by the leadership to issue and raise the corresponding trust funds.This paper first analyzes the background of the case from four aspects,mainly including the sorting out of macro-level real estate financial control policies,the introduction of changes in financing channels for real estate enterprises and the current situation of real estate trusts,as well as the analysis of the land market situation and real estate market situation in the city where the project is located at the micro-level;secondly,it provides a detailed introduction of the trust plan,the subject project and the investment process,mainly Secondly,a detailed introduction of the trust plan,the subject project and the investment process is presented,including the elements of the trust plan,the basic information of the relevant parties and the overview of the subject project,planning and investment operation,and finally a qualitative and quantitative analysis of the value of the subject project,the design of core elements,risks and risk control of the trust plan.After analysis,this paper finds that the subject project of this case trust plan has high net profit,strong profitability,reasonable term design and income distribution arrangement of core elements of the trust plan,and flexible liquidation mechanism;meanwhile,when analyzing the financial risk of the financier based on the entropy value method and measuring the Z-value of the guarantor using the Z-value scoring model,this paper finds that the financial risk probability of the financier and guarantor in this case is low as well as the Z Finally,this paper finds that Z Trust Company carefully selects counterparties,conducts thorough due diligence,and conducts strict compliance reviews during the investment decision process of the subject project of the trust plan.This case study is important for promoting trust companies to enrich product types,optimize product design and promote the standard development and risk control of such business of trust companies.