Study On The Optimisation Of Internal Control In ZX Commercial Banks

The impact of the new crown epidemic has increased the uncertainty of economic development,resulting in a high incidence of financial incidents.As an important part of the financial market,the sound development of commercial banks is crucial to the financial market.Internal controls,as the main management mechanism of commercial banks,may directly lead to crises in commercial banks,and hence in the financial markets,due to their inadequate systems,lack of controls and inadequate supervision.Therefore,a study on the internal control of commercial banks can help optimise their internal control,promote the healthy development of commercial banks and enhance the stability of the financial market.ZX Commercial Bank,as one of the major commercial banks in China,has experienced numerous operational accidents caused by internal control deficiencies.Based on the relevant theories of internal control,this paper conducts a study on ZX Commercial Bank 2020 internal control.The research is as follows:① This dissertation analyzes the significance of the study on optimization of internal control of ZX commercial bank against the background of social and economic environment,and analyzes the relevant studies on internal control of commercial banks by domestic and foreign scholars.② The author uses fuzzy hierarchical analysis to evaluate and analyze the current status of ZX commercial bank’s internal control,and finds that ZX commercial bank still has problems in internal environment,risk management,information and communication,and internal supervision.ZX commercial bank should optimize its internal control and strengthen internal control in terms of improving the internal control environment,strengthening risk management,paying attention to the construction of information and communication,and ensuring the effective implementation of supervision activities.