| The new rural social endowment insurance system(hereinafter referred to as the "new rural insurance")is the key to the farmers’ "dependence and support for the elderly".Since the 18 th CPC National Congress,the pilot work of the new rural insurance has been carried out smoothly in China.Shanxi Province has actively responded to the national new rural insurance policy and vigorously promoted the implementation of the new rural insurance system in the province.By the end of 2021,the coverage rate of the new rural insurance in Shanxi Province has reached 98%,basically realizing full coverage.The "new" of the new rural insurance is that compared with the old rural insurance,in the old rural insurance system,farmers and farmers’ families are the main body of responsibility,while in the new rural insurance system,the government has become the main body of responsibility.Under the guidance of the government,farmers voluntarily participate in the insurance.This rural social security system,which organically combines the two aspects,is more scientific.This also determines that the stable implementation of the new rural insurance system is inseparable from the correct guidance of the government to rural residents.The implementation of the new rural insurance policy has many meanings and functions.In addition to effectively ensuring the basic living standards of rural residents,it also helps to narrow the gap between urban and rural areas and ensure social harmony and stability.Through the actual investigation and research,it is found that there are many factors restricting farmers’ willingness to participate in the insurance,which have a negative impact on the implementation of the new agricultural insurance policy to a great extent.As a large agricultural town with relatively backward economic development in central and western provinces of China,Z town of Shanxi Province also encountered a series of problems in the implementation of the new agricultural insurance policy.Under the influence of multiple factors such as society,economy,culture and history,the implementation of the new rural insurance policy in Z Town,Shanxi Province shows profound complexity,and it is urgent to explore a more scientific insurance path.Based on this,this paper selects the representative Z town of Shanxi Province as the research object,and carries out research and analysis around the situation of rural residents in Z town of Shanxi Province Participating in the new rural insurance.While providing suggestions for Z town of Shanxi Province,it also provides theoretical support for the development of local pension undertakings.It is hoped that the beneficial results of this study can improve the willingness of rural residents to participate in the insurance Provide feasible practical ideas to improve the participation rate of rural residents.This paper starts with the current situation of the implementation of the new rural endowment insurance system in Z town,Hongdong County,Shanxi Province,and makes a detailed empirical analysis of the current situation of the new rural endowment insurance in Z town,Hongdong County,Shanxi Province from the aspects of fund raising,coverage and treatment level.On this basis,summed up the rural residents of Z town,Hongdong County,Shanxi Province to participate in the preservation of the new rural insurance problems,mainly include the participation of farmers pay low level of insurance,rural residents participate in the insurance awareness is not high and the new rural insurance level is too low.Combined with the implementation experience of the new rural insurance system in various provinces,the paper puts forward some specific suggestions on promoting rural residents to participate in the new rural insurance system.This paper holds that rural residents should raise their income level through multiple channels,and the government should strengthen the publicity of the new rural insurance policy and expand the financial support and coverage of the new rural insurance policy. |
