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Research On The Influence Of Social Endowment Insurance On Two-Way Intergenerational Economic Support Of Families

Posted on:2024-03-18Degree:MasterType:Thesis
Country:ChinaCandidate:W Y LiuFull Text:PDF
GTID:2569307073472154Subject:Public Management
Abstract/Summary:
With the deepening of social aging,the single-core family structure,the weakening of traditional filial piety ethics,and the increasing elderly dependency ratio,the issue of old-age care has attracted much attention from scholars at home and abroad.The " upbringing-support " model of parents and children within the family is the traditional intergenerational model for maintaining harmonious family relations in China.The rapid social change has impacted the traditional intergenerational relationship.Family resources are more inclined to the next generation,and the phenomenon of " valuing the young and despising the old " appears.The function of family pension is gradually weakened.In order to solve the pension problem,China has gradually established a hierarchical social pension insurance system and family pension complementarity according to the nature of occupation and unit.The "economic-oriented " social endowment insurance has an effect on the economic flow between parents and children within the family,but the treatment level gap between the insurance systems is large,and the impact on the intergenerational flow of the family may be different.Therefore,the paper systematically analyzes the impact of the participation of the elderly in the social endowment insurance system on the scale and behavior of two-way intergenerational economic support within the family,which has profound theoretical and practical significance.There are many studies on the impact of social pension insurance system on family intergenerational mobility,but there are few studies on the specific path of two-way economic mobility and generation of parent-child generation.The paper reviews the influence mechanism of social endowment insurance on two-way intergenerational economic mobility,and discusses the relationship between endowment insurance,intergenerational economic mobility and intergenerational care through altruistic motivation and exchange motivation.Then,using the cross-sectional data of CHARLS data in 2018,multiple linear regression and binary logistics model are used to investigate the impact of the elderly ’s participation in social endowment insurance on their economic mobility with adult children.Variables such as individual characteristics,economic characteristics and regions of the two generations are added to solve endogenous problems,and explanatory variables are replaced for robustness test.Finally,further heterogeneity analysis of the impact of intergenerational care on the economic flow between the two generations.The paper obtains the following research results : First of all,the participation of the elderly parent in any pension insurance will reduce the amount and behavior probability of the economic support of the offspring,and the participation of the ’ worker ’ and ’cadre ’ parent in the pension insurance has a greater crowding out effect on the economic support scale of the offspring.Secondly,the participation of ’ worker ’ and ’cadre ’ parents in endowment insurance increases the scale and probability of economic assistance to their offspring,and this crowding-in effect is more significant for the elderly who participate in the pension of organs and institutions.Thirdly,the crowding-out and crowding-in effects are also more significant for the elderly with good marital status,high education level,good parental health and large number of children.Finally,the parental care of grandchildren increases the exchange motivation of the economic transfer of the offspring and squeezes into the economic support of the offspring.Through analysis,it is found that the difference in the level of pension insurance in China will affect the income gap between different groups from the aspects of parental support and child support,and then affect the income distribution pattern of the whole society,which is not conducive to achieving the goal of common prosperity.The paper puts forward suggestions to strengthen the " bottom line " role of residents ’pension insurance.Improve pension standards to protect the basic life of the elderly;pay attention to family security function,strengthen the construction of ethics.Rregulate the gap in the level of treatment between the pension insurance systems,and play the role of family emotional security.Encourage the elderly to take care of each other,reflecting the value of the elderly.
Keywords/Search Tags:Social Endowment Insurance, Family Old-age Support, Inter-Generational Economic
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