Research On Risk Evaluation And Control Of Supply Chain Finance Business Of Lanxin Guaranty Company

In recent years,domestic financial institutions have faced risks and development pressures,and the continuous innovation and development of financial products have shifted the business focus of small and medium-sized enterprises to supply chain finance.Supply chain finance is an important business of financial institutions,accounting for an increasing proportion of financing.In 2019,the China Banking and Insurance Association issued guidance on promoting supply chain financial services and the development of the real economy,proposing to strengthen the support of financial service institutions for small and medium-sized enterprises and other entities,and pay attention to the reform of production and supply chain financial services.As a financial entity engaged in supply chain finance business,financing guarantee companies are of great significance in promoting the development of supply chain finance business and economic development.Based on this,this study uses literature research,questionnaire survey,Analytic Hierarchy Process,and fuzzy comprehensive evaluation methods to analyze the current situation of risk management in the supply chain finance business of Lanxin Guarantee Company.First,the basic situation of Lanxin Guarantee Company is analyzed,and the development status of its supply chain financial business is analyzed.Then,the credit risk,market risk,operational risk,liquidity risk and other aspects of Lanxin Guarantee Company’s supply chain financial business are analyzed.Then,the risk of Lanxin Guarantee Company’s supply chain financial business is evaluated by using analytic hierarchy process and fuzzy analysis method,To clarify the size of various risk factors in the company’s supply chain finance business.In view of the above risks,this paper provides targeted control measures from four levels of credit risk,operational risk,market risk and liquidity risk,and finally puts forward safeguard measures.By studying the construction of a credit risk evaluation system for supply chain finance business,professional theoretical support can be provided for business risk management of Lanxin Guarantee Company,which is also of great significance in promoting the improvement of guarantee business services.