Comparison And Reference Of Agricultural Income Insurance Between America And Japan

As a large agricultural country,the safety of agricultural production is crucial to the development of China’s agriculture.Agricultural insurance,as an important policy tool to stabilize agricultural production,improve farmers’ income and ensure national food security,has achieved remarkable results in the past development,and China has gradually formed an agricultural insurance product system with many products including cost insurance,output insurance,price insurance and so on.With the change of domestic and international environment,agricultural production faces more complex environment.As a product that can protect natural risks and price risks at the same time,agricultural income insurance meets the needs of farmers to diversify risks and improve risk protection.Since 2016,China’s "Central No.1" document has repeatedly mentioned the development of agricultural income insurance,and pilot projects have been carried out in regions with conditions.A model of agricultural income insurance with Chinese characteristics has been initially formed,but due to its late start and short development time,some problems have been exposed in the development process,which need to be further solved.As countries with mature agricultural income insurance development,the United States and Japan have formed a relatively complete agricultural income insurance operation mode.Through the comparison of agricultural income insurance in the United States and Japan,the successful experience of the implementation of agricultural income insurance in the United States and Japan can be used for reference to provide a solution for the development of agricultural income insurance in China.Therefore,this study has important theoretical and practical significance.This paper mainly includes the following contents: Firstly,it expounds the relevant theories of agricultural income insurance;Secondly,it introduces the implementation background and current situation of agricultural income insurance in the United States and Japan;Next,we will further analyze and compare the specific operation mechanism of agricultural income insurance in the United States and Japan in the implementation process,and summarize the main practices of agricultural income insurance in the United States and Japan on this basis;Finally,it analyzes the current situation and existing problems of the implementation of agricultural income insurance in China,and puts forward effective suggestions for the development of agricultural income insurance in China by drawing on the successful experience of the United States and Japan : improving the agricultural income insurance system;accelerate the construction of agricultural data collection and sharing platforms;improve the construction of agricultural income insurance product system;improve the construction of risk dispersion mechanism;give full play to the price discovery function of the futures market.