| Since inclusive finance was first mentioned in the government report,relevant policies have been introduced in various regions to promote the development of inclusive finance.However,it is worth studying whether the implementation of these policies is in place and whether they have played a corresponding role in the development of inclusive finance.In addition,in the context of our economic system,policies are the main driving force for inclusive finance development.Whether the promulgation and implementation of policies can raise the public’s attention to inclusive finance,so as to popularize financial services to more people in need? Similarly,entering the new era,attention should be paid to improving the public’s attention to inclusive finance,and a more perfect policy tool system should be built to improve the public’s financial literacy with more targeted policy tools.In this research background,based on relevant theories,this thesis analyzes from the following aspects: firstly,This thesis reviews the development status and research status of inclusive finance,and proposes research hypotheses based on the financial exclusion theory,collaborative governance theory and policy instrument theory.Secondly,it analyzes the implementation status of inclusive finance policy from the time,type and subject of publication.The Python crawler program was used to obtain the Baidu search index of inclusive finance,and the temporal and spatial distribution of online attention was analyzed.Then,the LDA main body modeling analysis of the policy text was carried out to obtain the distribution of the policy themes,and combined with the policy tools to construct the inclusive finance policy theme target index.The index of attention heat and attention variability was constructed to represent the attention of inclusive finance network.Finally,an empirical model is constructed,and relevant variables are selected and brought into the model for empirical analysis.After that,correlation robustness test and heterogeneity test are carried out.The results show that: first,the number of inclusive financial policies has a significant change trend,the formulation subject is relatively simple,and the number of published documents varies greatly between regions.Second,the attention level of inclusive finance network increases rapidly and shows obvious characteristics of phased change,which is more fitting with the trend of policy quantity change.Third,the implementation of inclusive financial policies can significantly increase the popularity of online attention,and significantly reduce the variability of online attention.Fourth,through the regional heterogeneity test,it is found that the influence of policy subject objectives in different regions on the popularity of Internet attention is different,and the provinces with different characteristics also have differences.In order to better play the role of financial support,improve the sustainability of policies,and enhance the corresponding online attention.This thesis puts forward the following optimization suggestions: First,optimize the content of inclusive finance policies and promote the high-quality development of inclusive finance.Second,we will address the problem of information asymmetry so that the public can better enjoy the fruits of our policies.Third,we should optimize the differences of attention between regions and maintain the coherence and stability of policies. |