Research On Anti-Money Laundering Internal Control Of N Bank

In order to implement anti-money laundering management systems such as the Anti-Money Laundering Regulations of the People’s Republic of China on Money Laundering Financial Institutions and the Measures on the Administration of Large Transactions and Suspicious Transaction Reports by Financial Institutions,urban commercial banks and their branches shall formulate and perfect internal anti-money laundering systems in accordance with law,and establish internal anti-money laundering procedures and control measures taking into account the actual situation of urban commercial banks.At the same time,in order to effectively prevent the use of money laundering and other illegal and criminal activities,and to ensure the smooth operation of anti-money laundering,we need to take corresponding measures to improve our own anti-money laundering internal control system.This paper mainly takes N Bank as the main research object,according to the management characteristics,anti-money laundering control objectives and methods of urban commercial banks,the anti-money laundering norms and management of urban commercial banks launched research and discussion.According to the in-depth analysis of the internal anti-money laundering control of N Bank,the internal anti-money laundering environment of N Bank is not scientific,anti-money laundering operation control is unreasonable,anti-money laundering process control is not perfect,anti-money laundering information communication is not good,anti-money laundering internal supervision is insufficient.In order to establish a comprehensive and efficient anti-money laundering internal control system,adhere to the requirements of standard supervision,focus on risk-based management,further improve business management,fund management and trading mechanisms,further improve the anti-money laundering laws and regulations and internal control system of N Bank,optimize anti-money laundering monitoring system,reshape the abnormal transaction verification process,rating process,effectively realize the full implementation of the core anti-money laundering laws and obligations of the bank,such as identification process,list control system,large data storage,customer risk assessment,over-the-counter transaction control,and other comprehensive anti-money laundering capabilities.Combined with the characteristics of N Bank,this paper puts forward targeted countermeasures and suggestions for its improvement and improvement of anti-money laundering internal control mechanism construction,aiming at further standardizing the anti-money laundering internal control management behavior of commercial banks,comprehensively promoting the level of anti-money laundering work of commercial banks,and ensuring the expected results of preventing and combating financial crimes.We will make banking financial institutions an important force in preventing financial risks,promote the healthy and sustainable development of the financial sector,better serve the real economy,and safeguard the vital interests of the people.Effectively improve the effect of anti-money laundering internal control,reduce the risk of money laundering,so as to promote their own long-term steady development.