Research On Supply Chain Financial Risk Management Of Core Enterprises In Maternal And Child Industry

According to the statistical data released by Huachuang Consulting Co.,Ltd.,the total transaction size of China’s supply chain-related financial market in 2015 was about 14 trillion yuan,and it is expected that it is likely to exceed 35 trillion yuan in 2021.With the rapid and explosive growth of the supply chain finance market,risks are gradually exposed.How to effectively govern the risks of supply chain finance has always been a topic of increasing concern to all participants in the supply chain finance business,such as various financial institutions,financial technology companies and core enterprises.Throughout the supply chain,supply chain finance is based on financial services,to trade flow,information flow,logistics,supply chain flows more value,to be aware of the supply chain and demand a higher professional degree,is a financial business according to the niche business scenarios,therefore to the risk management ability put forward higher and more comprehensive requirements,should not only consider using letter subject of risk and to consider debt risk.Maternal and infant industry is a fast consumer goods industry with high turnover.Its typical characteristics are short payment days settlement and quick settlement in spot exchange.In this paper,the characteristics and risk points of supply chain finance in maternal and infant industry and maternal and infant industry are briefly described.Secondly,the product model of domestic supply chain finance is expounded.Finally,the core enterprise in maternal and infant industry--K Enterprise is taken as the main research object.Taking the supply chain financial products and risk management system of K’s mother-child core enterprise as the research basis,taking two typical risk events of K enterprise as the research trigger point,and finding some possible problems in the process of supply chain financial risk management of K enterprise in practice.This paper mainly discusses some problems existing in the risk management of K enterprise’s supply chain finance,taking the risk management theory and information asymmetry theory as the theoretical basis.By the expert scoring method,interview survey research methods,such as establishing K enterprise financial risk evaluation index system and optimizing supply chain risk control quota calculation model validation is K problems existing in the enterprise financial risk management in supply chain,build K enterprise financial risk evaluation index system of the supply chain because it can fully identify the main risk of supply chain and the major risks to the financial,The reason for optimizing the calculation model of risk control quota lies in the changes of the supply chain and the changing requirements of the maternal and child industry market,and the combination of the two provides the basic basis for customer rating,customer access and quota calculation.In the end,the corresponding risk management optimization strategy was proposed to solve the problems found in the research process,including the construction of internal control mechanism,the strengthening of risk monitoring in loans,the correction of quota calculation model and other measures,so as to achieve the research goal of the optimization of supply chain finance risk management of K enterprise.The research carried out in this paper is of great value.At the theoretical level,it supplements the risk management research of supply chain finance,which is dominated by core enterprises in the maternal and child industry,and provides theoretical basis and reference for the establishment of the risk management system in the maternal and child industry represented by K enterprise.At the practical level,I will apply what I have learned and improve my ability to find and solve problems after a systematic summary of years of work experience in supply chain finance,so as to create value for the supply chain finance of K Company.