Research On Risk Management Optimization Of Supply Chain Finance Business Of HATG Financial Warehousing CO.,LTD

With the development of the country,the traditional financial model has been unable to meet the growing demand for various types of investment and financing.In particular,the majority of small,medium and micro enterprises are restricted by the threshold conditions of traditional finance,and financing is increasingly difficult.Enterprise financing difficulty,capital chain tension,there will be a series of chain reactions,even a vicious circle affect the overall economic operation.In order to break the bondage of traditional financial products on enterprises,supply chain finance business emerges at the historic moment.Relying on high-quality core enterprises,with real trade as the background and accounts receivable as the guarantee,it radiates the vast number of suppliers of core enterprises,greatly reduces the qualification threshold of borrowing enterprises,and realizes a breakthrough to the tradition.This paper mainly uses the risk management theory to analyze the risk management problems existing in the supply chain business of Gansu HATG Financial Warehousing Co.,LTD and puts forward countermeasures.This paper first briefly Outlines the research background,research significance and research methods of this paper,and then introduces the theoretical research of domestic and foreign scholars on supply chain finance.By introducing the basic situation of Gansu HATG Financial Warehousing Co.,LTD and combining the two existing business models of supply chain finance of Gansu HATG Financial Warehousing Co.,LTD this paper identifies its risks.The risk types of Gansu HATG Financial Warehousing Co.,LTD are analyzed.Then,based on the identified risk types,through the in-depth analysis of expert evaluation and literature research,the first and second indexes affecting the supply chain finance risk management of Gansu HATG Financial Warehousing Co.,LTD are determined and summarized,and the risk assessment index system of the supply chain finance of Gansu HATG Financial Warehousing Co.,LTD is established.Then,through the combination of analytic hierarchy process(AHP)and fuzzy comprehensive evaluation method(FCE),static risk assessment research is carried out,and the relative weight analysis of the above supply chain financial risk factors.Finally,the paper gives some suggestions on the supply chain financial risk control of Gansu HATG Financial Warehousing Co.,LTD from four aspects.Through the study of this paper,it is found that as the upstream supplier of the core enterprise,as a quasi-financial institution,the Gansu HATG Financial Warehousing Co.,LTD should not only play the role of a capital bridge,but also a trade bridge.Therefore,the risk control should not only be limited to the risk control of capital,but also avoid the risk of trade.Therefore,we should not only pay attention to the credit risk.Operational risk,policy risk and market risk should also be avoided.The final research results of this paper have a certain significance for standardizing the supply chain financial risk management of public air travel financial warehousing companies and improving the level of risk management,and also have a certain reference for the same business carried out by similar enterprises.