Research On The Optimization Of Comprehensive Budget Management Of YG Insurance Company From The Perspective Of Industry Finance Integration

During the 13 th Five Year Plan period,the insurance industry,one of the three carriages of the financial industry,gained a rare opportunity for development,and also faced a severe challenge in management.Under the background of great development,if insurance companies want to occupy a place in the highly competitive insurance market,they must ensure their target profits.The main reason is that the internal control system is not paid enough attention and the implementation is not in place,which will lead to the emergence of financial risks,thus affecting the stable operation of business activities and financial conditions of enterprises.Therefore,strengthening internal control is particularly important,and budget control is one of the most effective measures.How to ensure the achievement of budget control objectives at all levels is an important guarantee for insurance companies to obtain profits.The full text is divided into five chapters.First of all,it mainly explains the research background and significance of this paper.Through sorting out,collecting and summarizing the relevant literature at home and abroad,it reviews the inspiration of comprehensive budget management to YG Insurance Company,and finds out the places where the budget organization of YG Insurance Company does not meet the needs of strategic development.The budget organization structure is unreasonable,the budget preparation is disconnected from the company’s strategy,and the budget adjustment difficulties lead to budget relaxation,Budget preparation is divorced from business reality,budget implementation and control personnel are not reasonably arranged,and budget analysis and evaluation are mostly formalistic.In view of the above problems,the article puts forward suggestions for improvement from the corresponding comprehensive budget management organizational structure,budget preparation process,budget implementation and control stage,budget assessment stage,etc.At the same time,in order to ensure the implementation of the company’s comprehensive budget management improvement,the text also puts forward safeguard measures in terms of the attention and support of senior leaders,talent team building,internal management system,information system,etc.,to further promote the realization of the comprehensive budget management of industry finance integration.