Analysis Of The Financial Situation Of Hospital Optimized By Equipment Leasing

In recent years,the importance of financial leasing under various ownership systems has become increasingly prominent,and the medical industry has also attracted much attention with the improvement of people’s health concern in China.Financial leasing of medical equipment,which belongs to the intersection of financial leasing and medical industry,has also developed rapidly.From the perspective of financial leasing companies,as the financial leasing industry tends to be saturated and profits decline,new profitable business becomes the demand of leasing companies.From the perspective of medical institutions,China is facing the problem of aging population and the enhancement of people’s medical awareness;the planning of community hospital construction and targeted poverty alleviation;and the development of big data,cloud computing and Internet of things technology all lead to the increase of rigid demand for medical equipment.The medical industry’s demand for equipment directly leads to the demand for capital and liquidity.Therefore,the demand of leasing companies matches the needs of medical institutions.In addition,the policy has been relaxed in recent years,which further promotes the development of financial leasing business of medical equipment.Through the use of financial leasing,medical institutions can obtain better liquidity and do not occupy the bank credit line,which is conducive to optimizing the technical structure,financial status and capital utilization efficiency.Due to the non-profit nature of medical industry,the ultimate beneficiary of financial leasing means is the broad masses of people in China.This thesis takes the MRI equipment planned to purchase in TSG hospital as the research object,compares different financing schemes,and draws and promotes the conclusion.Firstly,this paper introduces the theoretical basis of medical equipment financial leasing,including its definition,characteristics,significance and industry development.At the same time,the relevant provisions and the changes of laws and regulations are analyzed.Next,this paper introduces the basic information of TSG hospital,analyzes its operation status and the rationality and necessity of planned equipment procurement.Then it discusses several modes of medical equipment financial leasing and matters needing attention.Finally,on the basis of complying with laws and regulations and matters needing attention,this paper compares and analyzes the advantages and disadvantages of bank loans,financial leasing and different leasing schemes through repayment plan,cash flow statement and financial indicators,and draws relevant conclusions.Because of the generality of medical equipment and the similarity of financial model of Chinese hospitals,the conclusion is meaningful for public hospitals and has reference value for private hospitals.