Study On The Cooperative Developoment Between Financial Deveopment And Urbanization

China’s urbanization process has made great progress. After entering the later period of urbanization, a series of hidden problems such as the level of urban infrastructure construction and basic public service supply is behind the speed of population urbanization and urbanization sustainable development is underpowered began to stand out. At the same time the level of the finance development has greatly improved. But there are also a series of problems such as lack impetus of financial support to the industry development and industry upgrading, the continued lower capital investment efficiency and the imbalance between finance development scale and structure. Theoretical and empirical analysis show that to intensify the ability of financial support and to innovative the method of financial support is the way to solve problems of insufficient infrastructure and basic public services in urbanization process. Theoretical and empirical analysis also show that to improve the quality of urbanization, to further enhance the level of industrial agglomeration in the city and strengthen the financial needs of the enterprise and individual is the important way to promote the level of financial development, enhance industrial melt strength and increase capital investment efficiency. Therefore, considering the stage of development about the finance development and urbanization, overall consideration to solve the two problems, is worthy of reference. Social and economic environment is a complex large system, the development of the subsystems are not isolated, the relationship between financial development and urbanization system is particularly worthy of attention. On the one hand, finance development is endogenous and developed in the urbanization process. On the other hand, in the modern economy, finance development system gradually becomes the core system, that makes it to have the increasing influence of other social and economic system. There must be a collaborative relationship between two systems with interaction according to synergetics. So to better produce synergies between the two systems, it has the important practical significance for the increasing of financial development and urbanization level stable and orderly.The mutual influence of financial development and urbanization is analyzed in theory. The basis and the path of mutual influence between financial development and urbanization are summarized. Building the index system and model for measuring financial development and urbanization level, the level of China’s financial development and the urbanization is measured. According to order parameter principle, two systems can be divided into support subsystem, balance subsystem and power subsystem. On basis of this, three secondary polychoric indicators s and 12 triple polychoric indicators of the system of financial development are established and three secondary polychoric indicators and 17 triple polychoric indicators of the system urbanization are established. The level of financial development and urbanization is caculated.The interaction between the level of financial development and urbanization is tested. The results show that there exists a long-term equilibrium relationship between the X (level of financial development) and Y (urbanization level). The urbanization level (Y) and the financial development level (X) are Granger causes for each other. There are long-term equilibrium relationships between three subsystems of financial development and three subsystems of urbanization.The analysis on co-evolution mechanism of financial development and urbanization shows that changes of the internal factors and external factors about financial development and urbanization system cause fluctuation of systems. Large fluctuations can cause mutation system, emerge after the mutations is he target of.the coordination of two systems. Nonlinear effect between financial development system subject and urbanization system subject needs competition mechanism between the subject and subject, the coupling mechanism between the system and system, the governance mechanisms between the system and environment for protection. Using evaluation index system of financial development and urbanization, the order degree of financial development and urbanization system is measured. Based on this the evaluation model for coordination degree is established. Through computing of coordinated ability, cooperative ease and collaborative tendency, the coordination degree about financial development and urbanization is calculated. The result shows that the coordination degree of of financial development and urbanization is rising, but the synergy degree of fluctuation is also obvious increasing. Which presents a state of pulse shock amplification.Synergy degree of financial development and the urbanization showed obvious stage characteristics, the coordination state rise to the current collaborative growth stage from the initial preliminary coordinated stage.The coordinated degree of the supporting subsystem and balance subsystem of financial development with the three subsystems of urbanization also presents pulse shock amplifier state. But the degree of coordination of the power subsystem of financial evelopment with the three subsystems of urbanization presents the pulse shock convergence condition. The degree of order of power subsystem of financial development makes undulating movement and continues to decline, that is the main reason for order degree of financial development system slowly rise and main obstacles for the coordination degree of financial development and urbanization system to scend.The practice of coordinated development on China’s financial development and urbanization system shows that under the effect of financial policy frequently, the obvious fluctuation phenomenon about system degree of order of financial development appeared several times. But with the positive effect from systems long tme policy factors and institutional factors continuous to come into play, after the fluctuation, mutation and emerging phenomenon happened with system, system coordination degree rise further. Comparison with the degree of order change between urbanization system and the financial development shows that the system openness is the basis of the order, and the complexity of the system make the adaptability of the system.Improving the system synergy degree of financial development and urbanization, the following suggestions should be given:the micro aspect, strengthen financial enterprise value creation ability, improve main body of the financial system coordinated ability; Promote urbanization subject human capital accumulation, improve the main body of urbanization coordinated ability.Medium, strengthen financial industry collaboration ability, form the financial industry and other industries a good coupling effect; Establish efficient production platform, forming perfect with melting mechanism; Science of city planning, further enhance the urbanization degree of order.Macro aspect, strengthen policy continuity and forward-looking, to avoid the policy control frequency too often short-term fluctuations caused by the system; Maintain the stability of the development strategy, promote system formed after long term fluctuation and emerging; To establish the mechanism of coordination and information center system, enhance the system self-organization ability; Improve the system openness, further enhance the system degree of order; Enhance the system diversity, improve the system adaptability.