| Since the 21st century, the industrial structure of world economy charges from high centralization to a low one and transfers in the direction of enabling small-medium-sized enterprises to exert better. Technology innovation therein becomes the engine of economic growth. Therefore, it is of great significance to establish proper policies and adopt appropriate modes of technology innovation for the small-medium-sized enterprises. Based on such relevant theories as neoclassical economics, the study of technological innovation and the study of enterprise establishment, by adopting such research methods as the combination of theoretical analyses and empirical studies, dynamic analysis and comparative research, quantitative analysis and qualitative analysis, systematic studies and focus studies, this paper illustrates the connotation, composition and system of the technological innovation policies, establishes a research frame for technological innovation policies and modes in the small-medium-sized enterprises. This paper also carries out a deep research on the technological innovation policies and mode selection in small-medium-sized enterprises.(1) Technological innovation policy refers to a series of public policies adopted by the government of a state for the purpose of influencingor changing the speed, direction and scale of technological innovation-the combination of scientific technology policies and other relevant policies. The core task of technological innovation policies is to cut back on the uncertainties. The connotation of the technological innovation policies in small-medium-sized enterprises should include the policy of encouraging entrepreneurs to strive for business. This paper puts forward a framework of "Four-dimension structure Theory" in terms of technological innovation policy in China' s small-medium-sized enterprises: funding policy, governmental support policy in research and development,support policy of encouraging entrepreneur' s business establishment, policy of system environment.(2) Difficult funding has become the first disadvantageous factor affecting the development of China' s small-medium-sized enterprises. Funding innovation is the final choice for Chinese governments at different levels in order to solve the problem of difficult funding in small-medium-sized enterprises. Micro-perspectively, the development andapplication of finance engineering technology indicates a concrete direction for the funding innovation in the small-medium-sized enterprises, such as share holder' s right funding, asset-securitization, choice right funding, trade and commerce funding, rent funding, commercial documents funding, deposit-trust instrument funding and OTCBB exchange market. Macro-perspectivly "compulsory" system transfer plays an important, even decisive role in improving the funding ability of small-medium-sized enterprises. Lending should become professional innovative financial tools such as establish banks for the specific purpose of lending money to small-medium-sized enterprises, funds for small-medium-sized enterprises, borrowing and lending within the same line in terms of bills, venture investment, stock market for the purpose of establishment and assets securitization as well. Venture investment can be promoted by means of such measures as developing venture investment corporations, establishments investment funds and corporations for small-medium-sized enterprises, enterprise angel networks, stock exchange markets, propriety ownership exchange markets and fiscal incentives. There are mainly 3 basic modes for China' s small-medium-sized enterprises loans guarantee in the field of lending guarantee profession: credit guarantee organizations funded mainly by the government, aided guarantee organizations jointly formed by societies or associations, and commercial guarantee organizations formed by middlemen commercial institutions. China should make preferential policies for small-medium-sized enterprises, increase supporting capital into small-medium-sized e...
|
PDF Full Text Request