The Study On The Efficiencies And Factors Influencing Efficiency Of Chinese Commercial Bank

Efficiency within the framework of modern economic analysis of three important components is the central issue of economics. Commercial banks are the most important part of the financial system. A study for the efficiency of commercial banks for banking supervisory authorities to develop a targeted regulatory policies provide the theoretical basis; for the banks to adjust the allocation of resources and change management strategies to improve the efficiency of providing empirical evidence; On the survival and development of Chinese commercial banks and financial system security and stability is of great significance.The thesis is divided into seven chapters. The first chapter analyzes the theoretical and practical topics of significance to determine the analytical framework; second chapter reviews the efficiency of evaluation theory, summed up the progress of evaluation of the efficiency of domestic and foreign banks; the third chapter of the efficiency of Chinese commercial banks empirical research; Chapter IV of the equity structure reform in the efficiency of commercial banks; the fifth chapter of the foreign strategic investors in Chinese commercial bank efficiency; the sixth chapter in the calculation of R & D capital stock on the basis of empirical analysis of the use of the knowledge function technical innovation on the efficiency of commercial banks in China. Chapter VII conclusion and outlook. The main research results are as follows:â‘ Verify ownership structure affect the efficiency of the thesis that the bankingEvaluation of existing studies or efficiency of state-owned banks, or the evaluation of the efficiency of joint-stock banks, or the evaluation of the efficiency of foreign banks, can not be revealed in the same market environment, the same competitive platform between banks with different ownership structure the efficiency gap. Sample broken down by state-owned bank holding banks, domestic joint-stock banks, foreign-controlled banks in the sample period, while evaluation of the efficiency of banks of different ownership structure, ownership structure empirical results demonstrate the efficiency of the bank to correct the existing literature in comparison between the efficiency of individual banks malpractice settlement evaluation of the efficiency of commercial banks ownership structure is not broken down the problem.â‘¡Reveals the introduction of foreign strategic investors in bank efficiency By formulas and theoretical analysis of the sample banks were broken down by ownership structure, in the sample period to observe a clear before and after the introduction of foreign strategic investors, cost efficiency and profit efficiency changes, which reveals the introduction of foreign strategic investors bank efficiency. Validation of foreign strategic investors in the bank's cost control, marketing, sustainable development, corporate governance play an active and positive role in correcting the foreign commercial banks in China can only weaken the competitiveness of one-sided point of view, the introduction of foreign capital obtained efficiency gains after the bank's shares may be due to technological progress and positive results listing.â‘¢Explains the main factors affecting the efficiency of banksThrough the establishment of bank efficiency factors of the regression model, the market concentration, corporate governance, money supply, economies of scale, asset allocation, stability, financial innovations seven aspects to examine the factors that affect the bank efficiency, explains the efficiency of commercial banks The main factors to verify the real extent of market competition to improve the efficiency of China's commercial banks had an important role in promoting; improving corporate governance can be effective in promoting bank efficiency; money supply and bank size will affect the efficiency of banks.