A Research On How Foreign Strategic Investor Affect The Efficiency Of Chinese Commercial Banks

With the arrival of December 21, 2006 China's accession to the WTO in the end of 2001 to fulfill the time commitments in the banking sector,access to national treatment of foreign banks have entered China's financial market, China's commercial banks face unprecedented fierce competition. Meanwhile, the "Basel II" in the risk management in commercial banks has put forward higher requirements in China. In order to improve the efficiency in short term, the commercial banks of China introduce foreign strategic investors. However, there are always many people doubt whether the commercial banks can achieve the desired results. Based on this background, this paper analyzed the efficiency change of 10 large commercial banks which introduced foreign strategic investors, in order to be able to objectively evaluate whether the introduction of foreign strategic investors have improved the operating efficiency of commercial banks in China.At the beginning of the article describes the concepts of the efficiency of banks and the foreign strategic investors, and then describes the current status of China's commercial banks and the characteristics. Discover that foreign strategic investors from the corporate governance, institutional change and technological innovation affect the operating efficiency of commercial banks. Based on the combination of existing research results, using financial analysis and empirical analysis to measure the efficiency of commercial banks after introduce foreign strategic investors. Finally, by comparing the results of financial and empirical analysis, find that the introduction of foreign strategic investors does greater contribution to the operating efficiency of commercial banks of China. So the commercial banks should continue to introduce foreign strategic investors. But the introduction of strategic investors has advantages and disadvantages, such as threat China's financial security. Finally, in order to expand the positive impact and curb the adverse effects, this article Propose the corresponding policy recommendations from the macro and micro aspects.