China's Listed Banks Regulatory Reform

Under the big background of accession to the WTO, the capital market of China will be opening to the outside world soon. Although the idea of mixed operation is still neglectful on the policy aspect, the development of listing commercial banks is certifying that the direction of financial system is mixed-operation. All is challenging to separate-supervision system in China. Especially state-owned commercial bank of China has already begun shareholding system transformation and listing process, this is the realistic background that the researches neglected in the past. China's traditional supervision system and method do not meet the need of the effective supervision to the listing bank under the circumstances that the capital market is open. Under China current legal system, both listing bank supervision subject and supervision object face a great deal of internal reforms and outside integration in many aspects. Thus, the supervision of the listing bank needs to carry on improving and transformation in all fields at the same time and at present. This could adapt to the internationally fierce competitions.This text is based on the reality in China, and refers the foreign current situation and foreign existing research theory. We use case analysis and theory analysis research approach, historical analysis and logical analysis research approach, and comparative research method, meanwhile we also get idea and methods from the frontier theory of game theory, information economics and behavioral economics, ets. We have investigated and analyzed the listing banks extensively and intensively in China, demonstrated the present developing state of the supervision of listing bank in China, and explained its operated mechanism and inherent reason for the current problem. Based on these analyses, we could offer some feasible policy recommendations of China listing bank supervision and reform direction.This text is divided into five pieces of main chapter items. In chapter 1, we will carry on the survey to the domestic and international theories about supervision of listing banks especially, and regard it as the theoretical foundation of analysis of this text and logic starting point on the basis of criticizing and inheriting. In chapter 2, we will analyze and summarize the situation of the supervision of listing banks in foreign countries, obtain some enlightenment with beneficial supervision of listing banks in China. In...