Research On The Insurance Industry Of Hankou During The Period Of Republic Of China(1912-1949)

Insurance History is a branch of Economic History,it study the insurance industry development and the objective existence of history.Insurance History study are beneficial for people to get a thorough understanding of the past and current situation of insurance industry,which in turn provide guidance for the future.This is the value of insurance history study.Insurance industry development in China had three main historical stages since the late Qing Dynasty,the Republic of China and the founding of the People's Republic of China.China's insurance industry was born with the imperialist aggression and oppression,and developed among foreign traders and bureaucratic capital insurance institutions by national entrepreneur,who had been fighting for the continuous progress of this industry.Knowing this,we can have a better understanding that the prosperity of current insurance industry is hard-won,and do our best to cherish it.In the period of the Republic of China,Hankou is the deputy center of China's financial sector and an important commodity distributing center.Since Hankou opened port,a large number of foreign traders swarmed into Hankou to preempted market and resources.According to the data,there were more than 103 monopolized insurance companies in 1917.Moreover,the Hankou Fire Insurance Association(Foreign)organizations were set up,which were supervised by the Marine.In addition,the national insurance industry institutions and bureaucratic capital insurance institutions which headquartered in HongKong,Shanghai set up branches in Hankou.Therefore,insurance history of Hankou is a microcosm of the insurance industry in old era of China.It is significant to study the insurance history of Hankou.According to a large number of existing historical data such as archives,newspapers and literature,this literature review use multidisciplinary analysis method to study the insurance history of Hankou in the period of the Republic of China.There are eight chapters in this paper.The first chapter mainly introduces the research background and significance,domestic and foreign research status,research methods,innovation and research in the future.The second chapter mainly introduces the development background and process of Hankou insurance industry,which is divided into three stages:the period of the late Qing Dynasty,Beiyang government and Nanjing national government.On the basis of insurance industry development scale and current status in Hankou in different stages,this research shows the historical facts and specific events of insurance industry development.The third chapter mainly introduces education situation of the insurance industry in the period of the Republic of China in Hankou.In this period,many advanced education set up courses of Insurance Law and Insurance in the department of economics.On one hand,this police covered the need of the society in the industry at that time.On the other hand,it cultivate a large number of professional employers which were contribute to the insurance industry development.The fourth chapter mainly introduces regulations introduced by the Hankou Fire Insurance Association(Foreign)and Chinese Insurance Industry Trade Association.In this paper,the British Overseas fire risk committee was examined.Through the study of Chinese and foreign literature and a large number of historical records,it was first proposed that the Hankou fire insurance association was established in 1918,and it was demonstrated in detail from six aspects.It is still unclear that the time when these associations above were set up.Especially about,many literature believe that the Chinese insurance industry association was set up in 1934.However,according to the original files,this paper find that it was established in 20 years of the Republic of China,which is 1931 rather than 1934.The fifth chapter,The period of the Republic of China from 1912 to 1949 between the national government promulgated the regulations on the insurance,and the Hankou insurance industry association articles of association,not only through the 1931,1933,1934 in three different time charter longitudinal comparison at the same time,with the 1931 Shanghai insurance industry association articles of association with the lateral comparison.The sixth chapter,This chapter introduces the regulations of fire insurance rates and transportation insurance rates enacted by the Insurance Association of Hankou,as well as the rules for the registration of fire insurance households issued by local governments in different periods in Hankou.This part mainly introduces the Hankou household registration regulations and fire and cancel,under the false appearance of government insurance to protect the interests of enterprises,reflects the game between the Hankou insurance industry and government supervision departments.The seventh chapter,Si Ming insurance company and American Asiatic Underwriters are introduced.Si Ming insurance company founded by Zhejiang businessmen Sun Hengfu.Hankou branch was established in the republic of China on 12 July 22 years(i.e.,on July 12,1933),closed after the fall of Wuhan,and resume operation in 35 years of the republic of China on September 25th,place of business in Jianghan road No.47.Another company,the A.A.U's development process was intriguing.At the end of the article,this paper expounds the deficiency of this article and outlook for future research.Although the research topic of this paper is novel,but there are a lot of deficiency in data collection,in the insurance study of the history and current practice of cohesion aspect has many insufficiencies,remain to be further improved.Through the discussion of this article have concluded,though during the period of the republic of China emerged a large number of field patriotic industrialist,through courses and practical training a large number of insurance professionals,but behind the rapid development and false prosperity scene,we can still find problems of many aspects,such as the government management and system.Only under the leadership of the communist party of China,national insurance industry to healthy and rapid development,to ensure the rights and interests of the people.