Research On The Farmer's Participation In Green Agriculture Financing Behavior

Green agriculture is a developing pattern and system to promote the sustainable development of agriculture,and promoting the development of green agriculture can meet people's needs for food safety.The costs and benefits of farmers,who are the main organizational form in China's agricultural production,determine their choice between the green agriculture and non-green agriculture.Compared with the conventional modern agriculture,green agriculture has higher demand for money,and shows strong and positive external characteristics in production and marketing activities.Farmers adopting green production pattern often have to bear higher external costs.What's worse,more and more formal financial institutions stint loans to farmers,and it caused the severe shortage of funds for farmers which hindered them to engage in the green agricultural production.The Central First Document in 2016 first defined the "main body of farmers",and put forward to take the welfare of farmers as the foothold of all work.To solve the short funds of farmers,this paper explores the reasons and influencing factors for farmers' participation in the green agriculture financing theoretically and empirically based on the farmers' main body status,the present policy about supply-side structural reform proposed by China and the practical developing need of green agriculture.The factors and degree influencing famers' participation in the green agriculture financing are explained in this paper,and based on famers' basic characteristics,the questions why farmers participate in the financing,how they participate in,and what their costs and benefits are after financing are analyzed scientifically,which can provide theoretical basis for China to implement the supply-side structural reform so as to stimulate farmers' financing needs.With green agriculture as the entry point,the paper selects 2016 peasant households engaged in green agricultural production in Heilongjiang and Inner Mongolia as the research objects.Based on an in-depth investigation into the peasant households and confirming relevant theories like behavioral economics,financial behavior etc.,the paper analyzes the current situation about Chinese farmers' behaviors in participating in green agriculture financing and relevant problems existing in such a process.On this realistic basis,the paper probes into farmers' behavioral process in green agriculture financing such as cognition,attitude,motivation,decision making etc.and relevant influencing factors.The ordinary statistical method and the model analysis method are applied to systematically analyze whether farmers participate in green agriculture financing,and their participation degree,approach and model etc.The simulation experiment method is used to verify the model results,which further verifies the influence degrees of various influencing factors on farmers' participation in green agriculture financing.Combining the problems of Chinese farmers' behaviors in participating in green agriculture financing and main factors that influence farmers in participating in green agriculture financing,the paper comes up with countermeasures and suggestions to optimize farmers' behaviors in participating in green agriculture financing.The paper further enriches theories about the development of green agriculture and rural finance,and provides reference for governments at all levels to solve the difficulties farmers face in green agriculture financing and make rural financial policies.The research content mainly includes:Firstly,in accordance with cost-benefit theory,risk-return theory and behavioral incentive theory,the thesis investigates a series of behavioral processes in the farmer's participation in green agriculture financing such as cognition,attitude,motion and decision-making,etc.from the perspective of economics and behavioral science.On that basis,the thesis attempts to reveal the factors affecting the farmer's participation in green agriculture financing behavior.Secondly,the thesis employs the survey data to testify the factors affecting the farmer's participation in green agriculture financing by means of Econometric Model,and analyzes the factors affecting the farmer's participation in green agriculture financing behavior respectively from four aspects,i.e.financing demand,financing limit,financing mode and financing effect.By building a selection mode on the farmer's financing,the thesis aims to discover the factors constraining the farmer's participation in green agriculture financing behavior and testify the empirical analysis through a simulative experiment.At last,combining with the actual demands of farmers in the process of participating in the green agriculture financing,this paper puts forward some suggestions to optimize the farmers' participation in the green agriculture financing from the four perspectives of improving the basic characteristics of farmers,the rural social environment,the green agricultural production,and the green agricultural policy and system.