Finance Risk's Analysis Of Our Country

Financial predicament and its resolution have been the important topic people pay much attention to in the past years. But the works that discuss the financial risk problems are not so many. In the fact, since the reform has been taken in l978, the public finance has been trying to pay the high cost of mechanism reform, the economy development and maintaining the social stability. Therefore, fiscal predicament grows with each passing day and the financial risk is very serious despite outstanding achievements in economic development of China. In order to eliminate the pessimistic influence of Asian crisis, the contradiction of relationship supply--demand, the central government exerts the progressive fiscal policy resolutely and makes the expected achievement from 1998. But the policy leads to the rapidly rising financial deficit and makes the finance risk of China exist objectively more serious In this paper, general risk theory is firstly set forth. The meanings, the characteristic and the macroscopical economy effect of the finance risk are analyzed. If the finance risk cannot be solved in good time, the conflict will be increasingly spiculate, which maybe leads to serious result to the economic development in our country. Then the positive analysis is carried through on the finance income and expenses risk, the national debt risk and the finance supervise system risk. Afterwards, the general form mechanism and practical cause of formation of finance risk are analyzed. On the basis of which, the basic thought of controlling and resolving finance risk is brought forward. Such as the conversion of financial function, the establishment of public finance and defensive mechanism of finance risk, the transaction of financial distribution relation, deepening the reformation of fiscal charges, strengthening supervisory legislation finance, finally keeping away and resolving finance risk.