Studies On The Bad Asset Securities About The Commercial Bank Of China

in most Chinese commercial banks, great deals of bad debts become a critical problem, which blocks the development of these commercial banks. This problem, this paper aims at finding a way to extricate the commercial banks from bad debts . The paper poi nts out the fol lowi ng method: securitizing the bad debts. Taking the basic theory of securitization as a guide, integrating the international successful cases, and through studying the current situation of Chinese commercial banks, the paper analyzes the contributing factors and the unique effects of the bad debts. Moreover, the paper stresses the point of the positive influence of securitizing the bad debts. At last, the paper discusses the main'difficulties of securitizing.