Immediate Investigation And Strategic Choice: The State-owned Commercial Bank Profitability During The Transition Period

State-owned commercial banks play a very important role in China's economy and financial system, but they all have poor income statement. Since improvement of financial system going on and China's entry of WTO becoming true, the challenge which state-owned commercial banks face is getting severer. To improve the capacity ofmaking profits, which is a core ability of enterprise, is one of the key points to help state-owned commercial banks make better management.On the basis of Marxism economics, theory of finance, accounting, management, in the way of combining the truth of transitional economy, the paper studies state-owned commercial banks' status of profit, and facts which make it deferent, and whether it's true or not.To make sure sustainable capacity of making profit, the paper points out the most important relationship between state-owned commercial banks' management and capacity of making profits, then shows the way to determining efficiency strategy to improve capacity of making profit for state-owned commercial banks.There are three chapters in this paper. The basic content is listed below.Chapter 1 introduces the meaning of the capacity of making profit, and establishes indicators system to figure out the capacity of making profit of the state-owned commercial banksChapter 2 analyses the capacity of making profit of state-owned commercial banks under the indicator system and whether it's true or not.Chapter 3 discusses how to determining efficiency strategy to improve capacity of making profit for state-owned commercial banks.