Study On The Reforms In Property Rights System Of Chinese State-owned Commercial Banks

This article through deep analysis about the three principal-agent relationships between the state-owned commercial bank and government, bank and enterprise, main bank and its subsidiaries, points out that the best solution for the commercial bank reform is the revolution of property rights system-reform of shareholding system. The article basing our specified situation in China, designed the transition model for the reform of the commercial bank: limited parent company-shareholding subsidiary company and limited subsidiary company - shareholding grandson company -dependent branches. It also points out the relevant implements to solve the reform's problems.