The Countermeasures About Improving The Banking Supervision

This article beginning with the challenge and impact of the foreign bank which the banking of our country faces, deals with the necessity of strengthening the banking supervision of our country after accession to the WTO. It analyses all-sidedly current situation and problems of banking supervision in our country in use of the theory equilibrium, compensation and opportunity , and puts forward the corresponding measures of improvement. The one thinks that, some aspects, such as emerging in an endless stream of the fiance innovation; the advantage of the foreign bank mix-management; the upgrading of the overall risk of the bank; safeguarding financial stability, underlines the importance of strengthening the bank supervision. The article analyses mainly these issues existing in the idea of supervision; the law and regulation of supervision; supervision efficiency; information publish; internal control of banking; foreign bank supervision. And from the independent of central bank and self-discipline of commercial bank aspects, analyses indepthly the system reason why the question exists. According to the above deficiencies, the author proposes followingcountermeasures:1. Adjusting and perfecting financial laws and regulations system, integrating with international standard 2 .Raising validity of supervision, adapting the international model finance supervision 3 .Establishing information announcing system and introducing restraint of the market4.Setting up and amplify internal control system and strengthening the ability of the commercial bankresisting the risk5 .Strengthening law construction of foreign bank supervision and the international cooperation of foreignbank supervision, and perfecting the supervision system.6.1n order to cater to the WTO, quickening the steps of the idea innovation of supervision and establishingthe model of supervision, which supports finance innovation...