Research On Legal Supervision Problems And Countermeasures Of BC Branch Of China Banking And Insurance Regulatory Commission

Finance is the core of modern economy and an important core competitiveness of the country.Financial supervision is the top priority of financial risk prevention.The report of the 20 th National Congress of the Communist Party of China pointed out that modern financial supervision should be strengthened and improved,the financial stability guarantee system should be strengthened,the reform of the financial system should be deepened,and the "strong supervision and strict supervision" should become the normal state of financial supervision.On April 8,2018,the China Banking and Insurance Regulatory Commission was officially established,laying a solid foundation for China to build a more perfect modern financial regulatory framework.As the frontier position of banking and insurance supervision,the grassroots banking and insurance regulatory department is the executor of the system and the transmission of policies,as well as the user of regulatory power.It directly faces the grass-roots branches and staff of the banking and insurance industry.The banking and insurance industry system is huge,with a large number of outlets and employees,and the standard degree of internal control and management is even more uneven,which challenges the comprehensiveness and effectiveness of the supervision of the grass-roots banking and insurance regulatory departments.In accordance with the relevant provisions of the Regulations on the Administration of the Establishment and Establishment of Administrative Organs of the State Council,the CBIRC shall perform its administrative functions in accordance with the law."Law-based supervision" is the foundation of supervision.Whether it is "strong supervision" or "strict supervision",it should be built on the basis of law,and "law-based" is the principle,but also the fundamental.The law not only sets the code of conduct for the parties,but also is the constraints of the law enforcement.Therefore,further improving the rule system and strengthening the legal guarantee of supervision is an important basis to ensure the CBIRC’s administration according to law.This paper to BC city silver protects inspect bureau in accordance with the regulation as the research object,first of all,through the domestic and foreign research status and related concepts,understand the financial regulation theory,system,status quo,regulation in accordance with the law research status,mastered the government regulation theory,public interest theory,has been clear about the banking regulation,insurance regulation,regulation in accordance with the concept and carries on the review;Secondly,give an overview of the legal supervision of BC Branch of China Banking and Insurance Regulatory Commission,Including the basic information of BC Branch of China Banking and Insurance Regulatory Commission,the basic information of the supervised objects and the supervision effect;Again,by conducting questionnaires and interviews,Combined with the relevant theoretical basis,the main problems and the main reasons of the current legal supervision of BC Branch of China Banking and Insurance Regulatory Commission were empirical analyzed;Finally,combined with the development status of the banking industry and insurance industry in BC City,Based on the actual legal supervision work of BC Branch of China Banking and Insurance Regulatory Commission,Put forward a number of rationalization suggestions on the optimization of BC City Banking and Insurance Regulatory Bureau according to law,In order to effectively improve the effectiveness of legal supervision of BC Branch of China Banking and Insurance Regulatory Commission,To solve the existing problems to give reasonable suggestions and reference.