The Development Of Composite Financial Management And Supervision Research In China

According as the different characteristics of the financial tools, we can divide to different sub- profession in the financial industry, such as banking, stock industry, insurance industry, fund industry, trust industry etc.. Beacause of this kind of profession classification distinguishing feature, shapes the approximately ideas of separate management and composite management which relate to operating aspect but also relating to supervising aspect. As far as operation aspect, this is the crux of the financial management. As far as supervisions aspect, it relates to the selection of supervision system.Thinking that our country certainly will put into practiceto composite management, moreover the financial holding company shall be the optimum method that our country goes to composite financial management.Yet becomes of macroscopic supervising environment of our country improving insufficiently, and mature insufficiently on the microcosmic base, the separate financial management system will continue for some time in China.Present, our country financial innovation pace speedsup, tendency blending reciprocally between financial every profession is obviouser ; The other side is the emergence of banking holding company . Hence , Our country central bank and three supervise organization should widen harmonizing the cooperative dynamics, decrease supervisory leak and conflict;In view of the banking holding company hazard feature, strengthens theory research and improves the legislate pace, supervises it particularly.