Study On Integrated Financial Supervision And Legal Countermeasures Of China

Finance is the core of modern economy. Efficiency and safety of one country's financial industry can directly affect its economic development. Because of the special nature of the financial industry, financial industry is the most severely regulated industries.Along with developing tendency of liberal, united and globalized world economy, financial mixed farming has become important feature of modern developed countries' financial management system. Furthermore construction and perfection of financial supervision is one of premise conditions to guarantee financial system's safe and effective operation. From availability of financial supervision, a country's financial supervision system should fit in with its financial management system. So in pace with maturity and expansion of mixed farming on and on, the problem of effect of financial supervision becomes important problem to be researched and resolved expectedly in financial supervision pattern has yet become one of principal problems which governments and literati of all countries argue each other. More and more countries give up its separated operating system and regulatory system to adopt mixed financial style.China has entered the WTO. Internationalization tide of financial mixed farming is strongly impacting China's separated supervision. Because of innovations such as mixed management of financial business, development of financial conglomeration, entrance of foreign financial machineries and so on, China's separated supervision system is up against unprecedented challengers. Financial supervision pattern (organization structure of financial supervision main body) is the emphasis of financial supervision system, at the same time the stopping-over-point and setting-power-point to promoting financial supervision system reforms. Therefore, how to choose and perfect China's financial supervision in order to improve effect of financial supervision is a very pressing and worthy task.A reasonable and effective financial supervision pattern should accord with not only tradition and reality but also the development tendency of ideal and coming finance. The thesis is aimed at doing systematically examining the global trend of mixed business and it's impact on financial supervision. Additionally, based on this trend, we also discuss China's financial separated control model and legal countermeasures.The thesis is based on the following logic to develop the viewpoints. The first chapter is the evolutions and theoretical foundation of financial supervision theory. In the second chapter, based on a comparison with the supervision systems in the US, the UK, Japan and Germany and so on, on the study of the evolutions and causes in particular, we attempted to draw some valuable experiences. In the third chapter, we analyze financial supervision evolutions and present conditions of China. The forth chapter study the feasibility of China's integrated financial supervision. Finally, in the fifth chapter, we outline the prospect of our financial supervision structure in future, elaborate the transferring path from separation model to mixed model, and suggest the supporting conditions for legal countermeasures.At the force of the financial liberalization and globalization, our country's financial system reform should not only gradually meet the trend of the global mixed business but also fully consider national conditions. The direction of our financial regulation reform is the mega-function supervision, but the gradualism is the best and most reasonable choice.